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Barclay Rewards Success & Recon Help

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Firehorse
Frequent Contributor

Barclay Rewards Success & Recon Help

I have been apprehensive about applying for Barclays Rewards after being denied on 12/2013. But recently when I checked the pre approval link I got the Congratulations message. Sat on it for awhile and then I got a preselected offer in the mail.

 

So last night I bit and pulled the trigger. Instant online approval for 1.4k!!  YAY!!!

 

I called for a recon today to try and bump the CL up. I was told they would have to do another HP which I'm pretty sure is BS. If I can call for a recon for a denial without another HP within 30 days, then why an HP the next day for recon on the limit?

 

I called the regular customer service line. Maybe I should call a backdoor number instead?

 

Thanks! Smiley Happy

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Barclay Rewards Success & Recon Help

Congrats! Definitely call the backdoor number, I was denied but it is no new HP. Good luck!

Message 2 of 12
Firehorse
Frequent Contributor

Re: Barclay Rewards Success & Recon Help

Cool Thanks. I KNOW they'll bump it up on manual review if it was instant online.

 

I have one paid CA FTB tax lien from 11/2008 that drops off next November. Automated approvals don't seem to differentiate between paid and unpaid from what I've noticed.

 

I'll let y'all know what happens. Smiley Happy

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 3 of 12
coldnmn
Mega Contributor

Re: Barclay Rewards Success & Recon Help

Congrats! When I got my Barclay Ring they pulled TU and denied. When I recon the denial they pulled EX and then approved for $1k. So they do pull more then one credit report. Mine was done seven days apart. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 12
Firehorse
Frequent Contributor

Re: Barclay Rewards Success & Recon Help

That's odd. When I recon'd for the denial last year they didn't do a second HP.

 

Smiley Indifferent

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 5 of 12
coldnmn
Mega Contributor

Re: Barclay Rewards Success & Recon Help


@Firehorse wrote:

That's odd. When I recon'd for the denial last year they didn't do a second HP.

 

Smiley Indifferent


Smiley Frustrated Believe me it didn't make me happy. They didn't ask but they don't have to. At least I was approved. They must have done it because I was borderline to being approved.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 12
Firehorse
Frequent Contributor

Re: Barclay Rewards Success & Recon Help

Jeebus! They are already reporting only 24 hours after I got the card. That's cray cray. LOL.

Start MyFico: 01/04/2014: TU 572, EX 599, EQ 593, CK: 593, CKV: 596, CS: 626 Garden since 01/09/2015
Current MyFico 10/23/2015: TU 740, EX 784, EQ 739, CK/TU: 768, CK/EX: 782, CS: 785 Q: 702 1.5% UTIL & 6.9 yrs. AAoA, 1 PAID FTB Lien 8/2008

Message 7 of 12
FlawlessShineAutoSpa
Established Contributor

Re: Barclay Rewards Success & Recon Help

Congratulations on your approval for your Barclay Rewards Mastercard! Continue Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500



Message 8 of 12
alvon123
Super Contributor

Re: Barclay Rewards Success & Recon Help

congrats


Message 9 of 12
MissMoni223
Senior Contributor

Re: Barclay Rewards Success & Recon Help

CONGRATS & WELCOME to the Barclay Rewards family!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 12
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