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BarclayCard Wyndham Rewards Earner Access

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visionsdivine
New Contributor

BarclayCard Wyndham Rewards Earner Access

Was denied for the Visa Signature version, but they did approve me for the "Access" version for $1,500 with a 7,500 Wyndham Rewards SUB after $500 spend in 6 months (basically good for one night in an economy hotel room).

 

Not a huge victory worth bragging about, but I'm happy because I FINALLY have a Visa credit card that gives some kind of reward when I shop at Costco instead of having to use my debit card or cash. Smiley LOL (Denied by all the big Visa issuers like Chase, Citi, and Wells Fargo due to my Chap. 13 bankruptcy that won't be off  my credit report for a few more years. Got denied for the Costco Visa). I swear that MasterCard seems to be running the gambit these days with big credit card issuers.

 

I finally have all the cards I really want outside of maybe the Costco Visa, so it's time to garden for a while.

Message 1 of 8
7 REPLIES 7
cashorcharge
Community Leader
Super Contributor

Re: BarclayCard Wyndham Rewards Earner Access

A win is a win! That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 2 of 8
Rdbeetle
Valued Contributor

Re: BarclayCard Wyndham Rewards Earner Access

Congrats on your Barclays approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 3 of 8
NoMoreDebt
Senior Contributor

Re: BarclayCard Wyndham Rewards Earner Access

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 8
FicoMike0
Senior Contributor

Re: BarclayCard Wyndham Rewards Earner Access

Congratulations!

I was in that situation with Costco about 18 months ago. Out of the blue, I got a mailer from commerce bank (no branch even near me?) For a $250 sub on their visa. I had just been turned down by wells for active cash visa. I applied, was approved and immediately bought a new washer at costco, halfway to the sub spend on one item! The commerce credit limit has auto clied, $1000 to $2000 to $4000 to $6000.

Message 5 of 8
Zoostation1
Valued Contributor

Re: BarclayCard Wyndham Rewards Earner Access

Congrats on the approval!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
May 2026 FICO 8:
May 2026 FICO 9:
May 2026 FICO 10:
May 2026 FICO 10T:
Message 6 of 8
visionsdivine
New Contributor

Re: BarclayCard Wyndham Rewards Earner Access


@FicoMike0 wrote:

Congratulations!

I was in that situation with Costco about 18 months ago. Out of the blue, I got a mailer from commerce bank (no branch even near me?) For a $250 sub on their visa. I had just been turned down by wells for active cash visa. I applied, was approved and immediately bought a new washer at costco, halfway to the sub spend on one item! The commerce credit limit has auto clied, $1000 to $2000 to $4000 to $6000.


Darn straight. Smaller banks can be generous with their credit lines and usually have lower interest rates. Though I try to stay with the big banks because I've been burned in the past with smaller banks that didn't want anything to do with card disputes.

Message 7 of 8
CreditAggie
Community Leader
Super Contributor

Re: BarclayCard Wyndham Rewards Earner Access

Congratulations on your Barclaycard approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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