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Barclaycard Backdoor CLI!

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datrucking210
Established Contributor

Barclaycard Backdoor CLI!

Well last week I decided to see if i could get a limit increase online, Rewards mastercard sitting at $750. Got the "my request needed further review and should get an answer within 48 hours" message. Sure enough two days later I get a call that my request was denied. Lady cited my account was new, opened in May 2014, and I had a bunch of new accounts, the most recent was opened in August 2014 with no balances on those except the Walmart store card which I'm taking advantage of a no interest offer.

 

Today I decided to call the backdoor number rep asked me the usual questions. I had carried a balance of $500 for a month, I know high for such a low limit but I paid it down before submitting my first cli request. He said he needed to look at my file and put me on hold. I was sweating bricks and he came back and mentioned my bankruptcy of 2008 and I explained why it happened and then he said he couldn't give me the limit I had requested, $2500, but he could do $1500. He told me to keep doing what I have been doing and try again a couple months from now and maybe I can double my new limit.

 

I just got in the rebuilding process last year so I don't have high limits and this will be my highest limit.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 1 of 12
11 REPLIES 11
SecretAzure
Valued Contributor

Re: Barclaycard Backdoor CLI!

Congratulations on the increase and new highest card limit!  Do you know if they did a hard pull to give you your increase? Either way, fantastic to get an increase after initially getting denied.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 2 of 12
datrucking210
Established Contributor

Re: Barclaycard Backdoor CLI!

Thanks, I'll take the baby steps to get back up.

 

I didn't even asked if it would result in another hard pull, the original request was a hard pull but I'm going to assume it was another hard pull. I'll know tomorrow for sure. I only had one inquiry on transunion before the original request so not really worried about that and now that I had my line increased it was worth it since it seemed like I wasn't going to get any auto increase any time soon.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 3 of 12
Anonymous
Not applicable

Re: Barclaycard Backdoor CLI!

Congrats! Credit requires some patience. You are on the track.
Message 4 of 12
Anomalous
Senior Contributor

Re: Barclaycard Backdoor CLI!

Congratulations!

Keep both your credit and your body in top shape!

Message 5 of 12
lhcole77
Valued Contributor

Re: Barclaycard Backdoor CLI!

Congrats, OP! I have lots of love for Barclays right now. They have done me well.

 

Keep doing what you are doing and that CL will continue to grow.

Message 6 of 12
gdale6
Moderator Emeritus

Re: Barclaycard Backdoor CLI!

Great recon, grats on your Barclaycard CLI Smiley Happy

Message 7 of 12
Anonymous
Not applicable

Re: Barclaycard Backdoor CLI!

August 2015 ? lol 

Message 8 of 12
Anonymous
Not applicable

Re: Barclaycard Backdoor CLI!

Congrats..

Message 9 of 12
uswala
Senior Contributor

Re: Barclaycard Backdoor CLI!

Congrats on the CLI!

Message 10 of 12
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