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I raised the limit on my Barclaycard AWM $500 with a soft pull. Denied at first because I asked for $5K. I explained that I didn't want my utilization to go up because I was trying for the 20,000 miles and I wanted to find out why my CL was so low in relation to my TU score which was 760 at the time.(I opened it in June) He told me because of my credit history as an Individual borrower was thin, in six months I can raise it significantly with on time payments and low util. My start limit was $2500 so he kindly raised it to an even 3K. Yippee! I;ll take it. DH needed work done on his car, so I told him to use he card. I have reached the $1000 spending limit, and already paid it down $400! The miles are instantly registered online! This credit card is awesome. I already have an AU AF Hawaiian Airlines card so I decided to go for the no AF Arrival WMC. The Hawaiian was raised from $2000 to $3000 auto love. Does anyone know how generous Toys R us is with lowering APR? They raised our credit limit, but the APR is like 29% which makes me want to pay it off and SD it, but with a 5 year old kiddo, it gets some mileage. Happy Friday fellow gardeners, I myself have been staring at some credit porn, but look don't APP!! ![]()
Congrats! Thanks for sharing.
Congratulations on your CLI!
Thanks for sharing.
The Arrival is an awesome card in my experience. Haven't received any auto love yet, but I'm thinking I will when I hit 1 year. ![]()
We''ve had the Hawaiian WMC for a year and paid it down to zero after having it maxed out for DH's travel expenses. Thanks for the congrats! You'll get some auto love soon!
Toys R Us is a GE/Sync backed card and they don't offer lower rates...
| R”US PLATINUM MASTERCARD | “R”US CREDIT CARD | |
| Annual Percentage Rate (APR) for Purchases | 26.99% | 26.99% |
@BUN wrote:I raised the limit on my Barclaycard AWM $500 with a soft pull. Denied at first because I asked for $5K. I explained that I didn't want my utilization to go up because I was trying for the 20,000 miles and I wanted to find out why my CL was so low in relation to my TU score which was 760 at the time.(I opened it in June) He told me because of my credit history as an Individual borrower was thin, in six months I can raise it significantly with on time payments and low util. My start limit was $2500 so he kindly raised it to an even 3K. Yippee! I;ll take it. DH needed work done on his car, so I told him to use he card. I have reached the $1000 spending limit, and already paid it down $400! The miles are instantly registered online! This credit card is awesome. I already have an AU AF Hawaiian Airlines card so I decided to go for the no AF Arrival WMC. The Hawaiian was raised from $2000 to $3000 auto love. Does anyone know how generous Toys R us is with lowering APR? They raised our credit limit, but the APR is like 29% which makes me want to pay it off and SD it, but with a 5 year old kiddo, it gets some mileage. Happy Friday fellow gardeners, I myself have been staring at some credit porn, but look don't APP!!
Congrats on your CLI ![]()
Congrats on Cli..can't wait till I get 1....lol














Grats on your Barclays CLI OP ![]()
congrats



