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Barclays Denial

tag
TRC_WA
Senior Contributor

Re: Barclays Denial


@Anomalous wrote:

 

I agree with a previous post, Barclay's is usually one to app for  first.


I actually did them last on my spree from 12/24 - 12/26...  4 new accounts and 2 CLIs.  I also had the Barclay Apple card for 16 months though which most definitely played a big role in my Sallie Mae approval with a 665 TU.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 21 of 22
Anonymous
Not applicable

Re: Barclays Denial

Ah, thanks, I'm not sure I've heard of the Apple, will check that out when I try again for an unsecured, maybe in a few months. I'm thinking I'll go "safe" and get another secured for now. I'd like to be adding positives every several months.

 

I do need to resolve that minor, though. It's some random collection agency that's bought some old debt, and they are reporting it as new, but I'm not even 100% positive what it is. It's supposedly for Doubleday books, but I haven't messed with book/cd/dvd clubs in many years, so I'm thinking it's from 2008-2009. Most definitely not 2013 as they are reporting.

Message 22 of 22
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