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Congratulations on your approvals and CLIs!
Received the Citi DC card yesterday. Apparently it's a World Elite Mastercard. I've never had one before. I don't even know the benefits of it! Exciting stuff.
Another happy accident happened when I went to, what I assumed at the time, pre-qualify for the new Wayfair Card that's backed by Citibank. Ended up taking an unexpected HP but luckily it wasn't for nothing as I was approved for $4000. Nice to have a 0% financing option for Wayfair that I can use for household items again. And it's also a MasterCard this time so i'm not stuck with another Closed Looper.
Also was able to get a CLI to $6500 on my Macy's Card. This puts me above the 50k mark on open TL's.
I got one more card on my goal list before heading to the garden for a while. Once the BT's I have go through and I'm AZEO on everything except the Citi DC I'm gonna put in an app for the SavorOne one more time. Fingers crossed.
Wow! Congratulations!!!
Figured I'd just bump this thread instead of making a new one considering there hasn't really been any major increase in my Credit scores due to me making a bunch of purchases over the Holidays that I'm working on paying off, but I did receive a few CLI's recently:
Macy's $6500 -> $8000
Best Buy Visa $4000 -> $10,000
Kohl's $2500 -> $3000
Discover IT #1 $9000 -> $9500
Marvel MC $1600 -> $2250
Paypal 2% MC $900 -> $1400
Amazon Synchrony $2400 -> $5000
Apple Card $500 -> $1750
Gonna keep on gardening, sorta. There is one card I have my eye on and that's the Venmo Visa for it's 3% Cashback on Utilities which I could very well use at the moment. I'll consider applying to that once my most recent cards reach the 6 month mark (which is also about when the Best Buy 10% rewards on Utilities ends) and my overall UTIL is around 15%.
for your old post, three positions above.
@Anonymous you are just rolling on a winning streak!
Congratulations and 🤞!
Good luck with the Capital One app.
@Anonymous wrote:Figured I'd just bump this thread instead of making a new one considering there hasn't really been any major increase in my Credit scores due to me making a bunch of purchases over the Holidays that I'm working on paying off, but I did receive a few CLI's recently:
Macy's $6500 -> $8000
Best Buy Visa $4000 -> $10,000
Kohl's $2500 -> $3000
Discover IT #1 $9000 -> $9500
Marvel MC $1600 -> $2250
Paypal 2% MC $900 -> $1400
Amazon Synchrony $2400 -> $5000
Apple Card $500 -> $1750
Gonna keep on gardening, sorta. There is one card I have my eye on and that's the Venmo Visa for it's 3% Cashback on Utilities which I could very well use at the moment. I'll consider applying to that once my most recent cards reach the 6 month mark (which is also about when the Best Buy 10% rewards on Utilities ends) and my overall UTIL is around 15%.
Concerning the CLIs, you are just winning...
...and winning and winning. Congratulations 👍
Congratulations on your Approvals and getting back on solid ground.
Life happens, and it sounds like you got focused. It's nice to hear positive stories about using your MF knowledge and getting the job done!





Still chugging along. I'm now sitting at under 16% overall UTIL with 12 of my 17 cards at 0% reporting and at least 2, potentially 3 more due to be PIF this week. I now have a plan in place to be at 0% overall UTIL sometime in June. I haven't seen any major increase in my scores yet but a lot of cards are waiting for their statements to cut.
I did manage to get a couple of CLIs recently:
Paypal 2% MC: $1400 -> $2100
GS Apple MC: $1750 -> $3500
I've decided to hold off an app'ing for the Venmo Visa until my overall UTIL dips below 9% in case it gets me into a lower APR tier, which should be in about a month from now. fingers crossed.
Congrats on the gains....
@Anonymous wrote:Still chugging along. I'm now sitting at under 16% overall UTIL with 12 of my 17 cards at 0% reporting and at least 2, potentially 3 more due to be PIF this week. I now have a plan in place to be at 0% overall UTIL sometime in June. I haven't seen any major increase in my scores yet but a lot of cards are waiting for their statements to cut.
I did manage to get a couple of CLIs recently:
Paypal 2% MC: $1400 -> $2100
GS Apple MC: $1750 -> $3500
Congratulations on your CLI's![]()