cancel
Showing results for 
Search instead for 
Did you mean: 

Been a good couple of months for me.

tag
CreditAggie
Community Leader
Super Contributor

Re: Been a good couple of months for me.

Congratulations on your approvals and CLIs!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 11 of 23
Anonymous
Not applicable

Re: Been a good couple of months for me.

Received the Citi DC card yesterday. Apparently it's a World Elite Mastercard. I've never had one before. I don't even know the benefits of it! Exciting stuff.

 

Another happy accident happened when I went to, what I assumed at the time, pre-qualify for the new Wayfair Card that's backed by Citibank. Ended up taking an unexpected HP but luckily it wasn't for nothing as I was approved for $4000. Nice to have a 0% financing option for Wayfair that I can use for household items again. And it's also a MasterCard this time so i'm not stuck with another Closed Looper.

 

Also was able to get a CLI to $6500 on my Macy's Card. This puts me above the 50k mark on open TL's.

 

I got one more card on my goal list before heading to the garden for a while. Once the BT's I have go through and I'm AZEO on everything except the Citi DC I'm gonna put in an app for the SavorOne one more time. Fingers crossed.

Message 12 of 23
MartyWrite75
Valued Contributor

Re: Been a good couple of months for me.

Wow!  Congratulations!!! 

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 13 of 23
Anonymous
Not applicable

Re: Been a good couple of months for me.

Figured I'd just bump this thread instead of making a new one considering there hasn't really been any major increase in my Credit scores due to me making a bunch of purchases over the Holidays that I'm working on paying off, but I did receive a few CLI's recently:

 

Macy's $6500 -> $8000

Best Buy Visa $4000 -> $10,000

Kohl's $2500 -> $3000

Discover IT #1 $9000 -> $9500

Marvel MC $1600 -> $2250

Paypal 2% MC $900 -> $1400

Amazon Synchrony $2400 -> $5000

Apple Card $500 -> $1750

 

Gonna keep on gardening, sorta. There is one card I have my eye on and that's the Venmo Visa for it's 3% Cashback on Utilities which I could very well use at the moment. I'll consider applying to that once my most recent cards reach the 6 month mark (which is also about when the Best Buy 10% rewards on Utilities ends) and my overall UTIL is around 15%.

Message 14 of 23
Credit4Growth
Senior Contributor

Re: Been a good couple of months for me.

for your old post, three positions above. 

@Anonymous  you are just rolling on a winning streak!

Congratulations and 🤞!

Good luck with the Capital One app.

Message 15 of 23
Credit4Growth
Senior Contributor

Re: Been a good couple of months for me.

 

 


@Anonymous wrote:

Figured I'd just bump this thread instead of making a new one considering there hasn't really been any major increase in my Credit scores due to me making a bunch of purchases over the Holidays that I'm working on paying off, but I did receive a few CLI's recently:

 

Macy's $6500 -> $8000

Best Buy Visa $4000 -> $10,000

Kohl's $2500 -> $3000

Discover IT #1 $9000 -> $9500

Marvel MC $1600 -> $2250

Paypal 2% MC $900 -> $1400

Amazon Synchrony $2400 -> $5000

Apple Card $500 -> $1750

 

Gonna keep on gardening, sorta. There is one card I have my eye on and that's the Venmo Visa for it's 3% Cashback on Utilities which I could very well use at the moment. I'll consider applying to that once my most recent cards reach the 6 month mark (which is also about when the Best Buy 10% rewards on Utilities ends) and my overall UTIL is around 15%.


Concerning the CLIs, you are just winning...

 

...and winning and winning.  Congratulations 👍

Message 16 of 23
2ski
Contributor

Re: Been a good couple of months for me.

Congratulations on your Approvals and getting back on solid ground.

 

Life happens, and it sounds like you got focused. It's nice to hear positive stories about using your MF knowledge and getting the job done!




Current FICO 8:
Current FICO 9:

Inquires :              

Message 17 of 23
Anonymous
Not applicable

Re: Been a good couple of months for me.

Still chugging along. I'm now sitting at under 16% overall UTIL with 12 of my 17 cards at 0% reporting and at least 2, potentially 3 more due to be PIF this week. I now have a plan in place to be at 0% overall UTIL sometime in June. I haven't seen any major increase in my scores yet but a lot of cards are waiting for their statements to cut.

 

I did manage to get a couple of CLIs recently:

 

Paypal 2% MC: $1400 -> $2100

GS Apple MC: $1750 -> $3500

 

I've decided to hold off an app'ing for the Venmo Visa until my overall UTIL dips below 9% in case it gets me into a lower APR tier, which should be in about a month from now. fingers crossed.

Message 18 of 23
RickNATL
Established Contributor

Re: Been a good couple of months for me.

Congrats on the gains....

Message 19 of 23
M_Smart007
Legendary Contributor

Re: Been a good couple of months for me.


@Anonymous wrote:

Still chugging along. I'm now sitting at under 16% overall UTIL with 12 of my 17 cards at 0% reporting and at least 2, potentially 3 more due to be PIF this week. I now have a plan in place to be at 0% overall UTIL sometime in June. I haven't seen any major increase in my scores yet but a lot of cards are waiting for their statements to cut.

 

I did manage to get a couple of CLIs recently:

 

Paypal 2% MC: $1400 -> $2100

GS Apple MC: $1750 -> $3500

 


Congratulations on your CLI'sSmiley Happy

Message 20 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.