I've had a Wells Fargo credit card for 4 years. I think it's a VISA but I am not carrying it at the moment so I can't say for sure. At any rate, it's a weird rewards card that gives 1% back on purchases toward the mortgage loan. Been at $1000 limit from day one. I called for a CLI about a month ago, eventually got a denial with a laundry list of reasons, none of which seemed to have anything to do with reality: I felt like they picked reasons at random.
I've been irritated by the whole situation and threw it in the drawer. I was just going to let it sit, use it two or three times a year to keep it "alive".
Yesterday a piece of mail came from Wells Fargo, in a window envelope. They gave me an $800 CLI, out of the blue. I can't fathom what changed in the past month, but I surely didn't call for a recon. I'm always happy for a CLI, but the way it came together seems strange. On a side note, the actual notice in the envelope was in black ink, on thin copier paper. I wonder how much more it would cost the bank to use real letterhead or at least something with multiple colors of ink on it. To me, it's a piece of good news, why not add a little visual fluff to it?
Congrats
