@FinStar wrote:
@Anonymous wrote:Finstar, that's why you have been quiet lately.... of course because a tsunami of suprices was coming... this is AMAZING !!!! That $70K approval is soooooo FANTASTIC.. I guess you already reached $1mil...
.. eroe di congratulazioni !!!!!
Grazie Mia, grazie! You crack me up
I was brewing and stirring my pot of goodies and ta-da ...tsunami! Actually, in between my travels and whatnot I was strategically courting some of them (some were truly for guinea pig research purposes) while others ended up what I wanted since I'm still at a point of culling some of the herd. I just didn't get a chance to post about them until now... well it was baller and CreditCuriousity that pulled rank!
And, yes I have surpassed the $1MM mark like a few months ago with other approvals before UNFCU came into the picture. Ooopsie!
Prego Finstar, prego !!! now, I need to be prepare for the next one... an earthquake
@Anonymous wrote:
@FinStar wrote:
@Anonymous wrote:Finstar, that's why you have been quiet lately.... of course because a tsunami of suprices was coming... this is AMAZING !!!! That $70K approval is soooooo FANTASTIC.. I guess you already reached $1mil...
Grazie Mia, grazie! You crack me up
And, yes I have surpassed the $1MM mark like a few months ago with other approvals before UNFCU came into the picture. Ooopsie!
Prego Finstar, prego !!! now, I need to be prepare for the next one... an earthquake
LOL, we'll go with a volcanic eruption first then, the earthquake! It'll be a while though 
@ddemari wrote:
@FinStar wrote:
@ddemari wrote:Have you done a Simmons app before? Granted you are probably above them and what they can offer you maybe i'd love to be a fly on the wall of their manual approval/ board meeting one day lol.
Good question. A long time ago I did but they laughed at me LOL. So, Simmons First and Iberia Bank were kinda the "Holy Grail" of CCs for a while and even folks with 800+ scores couldn't even land them. So, even if I tried again (when all inquiries fall off) they'd probably giggle and *maybe* approve it for $5K. Not that $5K is a bad CL but given that some CUs have lower APRs and higher SLs than Simmons, my $$$ would be going to a CU
truth! simmons 10k credit line at 7.25, blah compared to CU products and the limits they can see.
I dont know much about Visa Elite. Other than some apps online offering visa Elite seem to have this 75k income requirement? this app from Standard Chartered seems a bit age discrimenatory? can't be older than 60 to get it?
looked at app and its foreign, so nevermind lol.
Awesome - But, yea what's up with the age thing? Say no to seniors?
@ddemari wrote:
Wow 1 million in credit! maybe one day I can achieve that too,
I went from 0 in 2011 to nearly 300k today. Of course I'll need a financial planner, excuse me do you guys manage consumer credit limits and not actual net worth lol??
I think you will ddemari, I know you will
Your growth has been truly amazing. All those Chase approvals a few months ago, PenFed and your recent Comenity activities + the Cabela's Visa a day ago! So, you're well on your way. But, one thing I would suggest is to definitily place a buffer of time to allow those newbies some breathing room, but you're doing great. Baller has shared so much insight, particularly on CUs so it was one of those things that needed to be explored.
@elim wrote:great success fin, you just raised the bar for a lot of us :]
I appreciate it elim! So I raised the bar? I promise it was unintentional. But, to baller's point on another thread, I figured I'd share