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Hello everyone i have been a long time lurker here and followed all the posts around here and listened to everyones advice...starting last year my credit score was tanked and was hovering around 500 no joke.well long story short exactly a year later to this month i have achieved so much actually probably too much lol..this week i added chase slate at $3500 Csp at $5000 Discover it $1500 and also a cabelas visa $1000...But i also have nfcu cash rewards started at 8500 in august and is currently at 16,000 and also a psecu visa at $20,000 and a auto loan with them for 15,000...and i added some store cards walmart started at 400 in august and it is at 5,000 chat recon and also a amazon in october started at 600 and is currently at 4000 chat recon and also a lowes store card 500 reconed to 6,000...i want to thank everyone for there advice for helping me through the process getting all the baddies off the reports and couldnt thank myfico enough!!!..
WTG!! Congrats! ![]()
Congrats! Look like you did really well!
thanks i appreciate it.i couldnt of done it without this form and time to move forward and hopefully bigger tradelines nowl....i wouldnt believe it one year ago i would be where i am at with the credit game...now its time to throw away crap one and the verve card lol.
@Anonymous wrote:Congrats! Look like you did really well!
Congrats
Congrats..
Grats on your success. Guess what? Now U can pay it forward... cuz thats what its all about.
@Pitt570 wrote:Hello everyone i have been a long time lurker here and followed all the posts around here and listened to everyones advice...starting last year my credit score was tanked and was hovering around 500 no joke.well long story short exactly a year later to this month i have achieved so much actually probably too much lol..this week i added chase slate at $3500 Csp at $5000 Discover it $1500 and also a cabelas visa $1000...But i also have nfcu cash rewards started at 8500 in august and is currently at 16,000 and also a psecu visa at $20,000 and a auto loan with them for 15,000...and i added some store cards walmart started at 400 in august and it is at 5,000 chat recon and also a amazon in october started at 600 and is currently at 4000 chat recon and also a lowes store card 500 reconed to 6,000...i want to thank everyone for there advice for helping me through the process getting all the baddies off the reports and couldnt thank myfico enough!!!..
I changed all my banking to PSECU the end of November, 2014. I really like them a lot. I applied and approved for $9k with 9.9% APR and is linked with my checking/savings and also a $32k Toyota Tundra loan for 72 months at 2.9%. They've been great to me, and I'm happy with the $9k, although it's not a rewards card but nice to have just in case. With opening the account, I have 3 PSECU hits from 12/9/14-1/6/15 with Experian. That sort of hurts.