Bilt MC Approval --- $10,000!!!

[credit_is_crack]

I own my home in Connecticut, but will also be getting an apartment in NYC so this card made a lot of sense to add into the lineup. I'll essentially bank $500 a year on something I was already going to spend so it's a win. I have no relationship with Wells Fargo and the few times I've applied for one of their cards I always got the "excessive revolving credit" denial reason. My limits today are just as high so I suspect it was more about the high velocity of account openings that ultimately led to denials (coupled with the fact that they are probabyl more lenient on approvals for this card). 

This was a straight cold app. Back to the garden until next Christmas! 

Starting Limit: $10,000

APR: 22.99% (middle tier)

New Accounts on reports for 6/12/24 months: 1/1/2 

EX Inquiries for 6/12/24 months: 2/2/4

App: Instant Online Approval

Pulled: EX F8, 820

Average Age of Accounts: 10 years

Total Available Credit: ~$550k

[Anonymous]

Congrats on your new card!

[BronzeTrader]

This is one of the best cards around.  Much better than the fancy X1 card.

[cashorcharge]

WooHoo!! Congratulations @credit_is_crack on your Wells Fargo Approval!!👏🏼🍾🥂

[credit_is_crack]

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@Anonymous wrote:

Congrats on your new card!

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Thanks @Anonymous!

[credit_is_crack]

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@BronzeTrader wrote:

This is one of the best cards around.  Much better than the fancy X1 card.

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Thanks @BronzeTrader. I've seen that floating around but it never really caught my eye, but for some it's a banger! 

[credit_is_crack]

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@cashorcharge wrote:

WooHoo!! Congratulations @credit_is_crack on your Wells Fargo Approval!!👏🏼🍾🥂

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Thanks @cashorcharge! The good ole trusty carriage lol 

[Bkist21]

I just got this one myself! Nice job

[credit_is_crack]

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@Bkist21 wrote:

I just got this one myself! Nice job

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Nice @Bkist21! Congrats on your approval! I'm going to call up when I get the card and see if I can get the limit increased. There no actual need to do so but figured it won't hurt to ask

[CreditAggie]

Congratulations on your Bilt approval!