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Bizzare Discover account combo denial BUT got cli's...

Physh1
Frequent Contributor

Bizzare Discover account combo denial BUT got cli's...

I have 2 Discover IT cards...1 at $28K & the 2nd at $7500.

 

Called to combine them, rep stated accounts 'qualified for consideration' for combonation. Rep stated both accounts needed to have cli offers on the table, which they did, both accounts needed to be over 1 years old, which they did, & needed to verify both cards had the same name, etc, they did. He said he could go ahead & push the request through to an account supervisor.

 

I agreed, he put me on hold, he came back & said the combonation was not possible at this time. I asked if there was a recon possible or if it was just a computer based decision. He actually was super helpful & passed me to a account supervisor & she said the combonation was declined due to 'lack of use of current existing credit lines'.

 

I thanked her for her time & she said that with more consistent use over the next few months I 'should' be in a better position to try again.

 

After the convo, I went online & clicked the cli button on both accounts...got a total 8k cli.

 

Discover is a weird friggin cookie. You cannot have 1 card with $35,500 but we'll give you $8k more over 2 cards.

Message 1 of 13
12 REPLIES 12
AverageJoesCredit
Mega Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Definetly weird. But not using either doesnt give them much incentive. Incredible you got 8k in todays environment on non usageSmiley Wink. This is DiscoSmiley Wink

Message 2 of 13
gdale6
Moderator

Re: Bizzare Discover account combo denial BUT got cli's...

Grats on the CLIs!
Message 3 of 13
AllZero
Super Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Congratulations on your CLIs!
Message 4 of 13
M_Smart007
Epic Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Congratulations on your Increase!!!

Message 5 of 13
AllThingsInTime
Established Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

@Physh1  Super Congrats on your Discover 8k CLI!!! Smiley Very Happy

 

"Weird" is the right word. Lady Disco wouldn't let you combine limits

due to lack of use, yet She turned around and gave you a collective 8k

increase on both cards??? Oh well. It's better than no increase at all.

 

Congrats again on your success. Thanks so much for sharing!!! Smiley Very Happy

Message 6 of 13
ClassicMan
Valued Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Congrats on your CLIs.

12/18/19




05/27/20





Cards

Authorized User
Message 7 of 13
CreditAggie
Senior Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Congratulations on your Discover CLIs!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 13
Meanmchine
Super Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Ill take $8k worth of CLIs anyday

Congrats


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 9 of 13
nuohlac
Valued Contributor

Re: Bizzare Discover account combo denial BUT got cli's...

Congratulations on your CLI's!!!








Message 10 of 13
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