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Blispay Approved

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UncleB
Credit Mentor

Blispay Approved

Please don't judge me - OK, I know by posting I'm inviting a certain amount of 'judgement' but please don't be too harsh...  Smiley Happy

 

I came out of the garden a couple of days ago with my BoA and Citi apps (still waiting on Citi...) and I figured I might as well take a shot at the other card I've been looking at... Blispay.

 

For me the value is in the six-month financing; I have other cards with nearly the same cash rewards (although the 2% is certainly not bad).  Now if (when) I need tires I won't have to worry about trying to find a way to use promotional financing with my Sam's Club MasterCard.

 

I did have to call, but after verifying my address and two accounts on my credit reports, I was approved for a $7500 credit line.  Smiley Very Happy

 

I know it's not the highest SL around, but for me I feel it's very generous, and it's more than sufficient.

 

Finally, I'll add that the anxiety of apping is quite nerve-wracking for me, and that alone is enough to encourage me to stay in the garden... Smiley Surprised

 

(I have one more to consider if my nerves can take it... LOL)

 

 

Note:  the CSR who assisted me was very nice, and after taking my info and telling me I was approved she offered to answer any questions I might have about the product, which was a very nice touch as well.  I will say that the hold seemed to last for-ev-er, but it really was only the 1-2 minutes she said it would be... LOL.

Message 1 of 73
72 REPLIES 72
CreditCuriosity
Moderator Emeritus

Re: Blispay Approved

Congrats!  Good limit for card.. Obviously your Exp is in the 720-780ish range as income isnt considered by them and see very tiered approval amount based on scores it appears.. Pretty much can tell what CL a person is going to get based on the Exp Score Smiley Happy.  Lets hope it is hidden

Message 2 of 73
CreditMagic7
Mega Contributor

Re: Blispay Approved

Congrats.gif

Message 3 of 73
UncleB
Credit Mentor

Re: Blispay Approved


@CreditCuriousity wrote:

Congrats!  Good limit for card.. Obviously your Exp is in the 720-780ish range as income isnt considered by them and see very tiered approval amount based on scores it appears.. Pretty much can tell what CL a person is going to get based on the Exp Score Smiley Happy.  Lets hope it is hidden


Thank you so much!  Smiley Very Happy

 

I'm hoping it remains hidden as well... that will truly be the 'icing on the cake'!  Smiley Very Happy

 

I'm still not certain about my EX... Amex still hasn't updated <sigh>, and I'm too cheap to pay for a score (LOL).  I figure as long as it doesn't hold me back I'm not going to worry too much about it, and I'll know soon enough.  I'm still hopeful for Citi... that was my first app of the three (BoA and Blispay), and I know they have already double-pulled EX and EQ.

 

I'm still amazed at the simple application!  If only they were all that quick and easy... LOL!  Smiley Tongue

Message 4 of 73
UncleB
Credit Mentor

Re: Blispay Approved


@CreditMagic7 wrote:

Congrats.gif


Thanks so much!  Smiley Very Happy

Message 5 of 73
B335is
Moderator Emeritus

Re: Blispay Approved

Congrats!!
Message 6 of 73
UncleB
Credit Mentor

Re: Blispay Approved


@B335is wrote:
Congrats!!

Thank you so much!  Smiley Very Happy

Message 7 of 73
Anonymous
Not applicable

Re: Blispay Approved

Congratulations, UncleB. Shhhh, don't tell anyone, but I applied in early Aprill and was approved for the same amount. Smiley Happy I was attracted to the card for the same reasons you stated. I had and IRS bill that I wanted to pay over time with no interest and Bispay fit the bill perfectly! Plus the cash back meant I actually paid less!

 

I had one more app early last month that was approved then I hit the garden hard for a year or more....probably more...so big congratulations!

 

It would be awesome if the cl was hidden!Smiley Happy

Message 8 of 73
UncleB
Credit Mentor

Re: Blispay Approved


@Anonymous wrote:

Congratulations, UncleB. Shhhh, don't tell anyone, but I applied in early Aprill and was approved for the same amount. Smiley Happy I was attracted to the card for the same reasons you stated. I had and IRS bill that I wanted to pay over time with no interest and Bispay fit the bill perfectly! Plus the cash back meant I actually paid less!

 

I had one more app early last month that was approved then I hit the garden hard for a year or more....probably more...so big congratulations!

 

It would be awesome if the cl was hidden!Smiley Happy


Ah, I'm in good company, then!  Smiley LOL

 

I know some folks see it as a 'flavor of the month' (and it might be...) but I see true value in it, just as you do.  Smiley Wink

 

I have been thinking about this one for a few weeks now, and I figured I needed to put an end to the 'paralysis by analysis'... LOL!

 

Congrats to you as well!  Smiley Very Happy

Message 9 of 73
datrucking210
Established Contributor

Re: Blispay Approved

Congrats UncleB!!!

 

Wanted this card but was turned down. New accounts and inquires spooked them.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 10 of 73
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