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Bloomies cli

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Frequent Contributor

Bloomies cli

Every 31 days I get 1500. Currently at 18,000 after a 1500 bump this morning . Soft pull. Minimal usage . Equifax is down ten points than what’s in my signature . 🤗
Experian 718
Equifax 716
Transunion 708

412K total credit lines. 64k income .
Credit unions: Member of NFCU, Penfed, BECU, Alliant, Mountain America, and Unify. Credit cards with all except mountain America and unify. Waiting until some inquiries fall off.

Started paying attention to credit in 2017.
No negative or baddies .
AAOA just at 2 years.
Lol/24
Utilization 5%

No mortgage , no car payment .

Inquiries? Too many. br>
Cards I want to get for one reason or another: Sephora - Carter’s - Key Bank -Starbucks - BOA Alaska - 2nd NFCU CARD - and I’m sure many more that I have not thought about.
Geo restricted from fifth/third, bbva, bb&T, PNC bank, and all the other banks that give out cards like candy.
Idaho resident.
Message 1 of 6
5 REPLIES 5
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Senior Contributor

Re: Bloomies cli

Congratulations on your CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 2 of 6
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Valued Contributor

Re: Bloomies cli

Congratulations

Message 3 of 6
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Valued Contributor

Re: Bloomies cli

Congrats!! That adds up. Sounds like you got that in just over a year.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 4 of 6
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Frequent Contributor

Re: Bloomies cli

Correct ron! Started at 2000 and got a 2500 bump to 4500 after 2 statements, been 1500 every month ever since!
Experian 718
Equifax 716
Transunion 708

412K total credit lines. 64k income .
Credit unions: Member of NFCU, Penfed, BECU, Alliant, Mountain America, and Unify. Credit cards with all except mountain America and unify. Waiting until some inquiries fall off.

Started paying attention to credit in 2017.
No negative or baddies .
AAOA just at 2 years.
Lol/24
Utilization 5%

No mortgage , no car payment .

Inquiries? Too many. br>
Cards I want to get for one reason or another: Sephora - Carter’s - Key Bank -Starbucks - BOA Alaska - 2nd NFCU CARD - and I’m sure many more that I have not thought about.
Geo restricted from fifth/third, bbva, bb&T, PNC bank, and all the other banks that give out cards like candy.
Idaho resident.
Message 5 of 6
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Valued Contributor

Re: Bloomies cli


@Creditcollector wrote:
Correct ron! Started at 2000 and got a 2500 bump to 4500 after 2 statements, been 1500 every month ever since!

It'll be intersting to see how long you can keep that streak rolling!

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 6 of 6
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