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BoA AutoCLI

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ltorres25
Regular Contributor

Re: BoA AutoCLI

I've had my BofA CC for a year now, it started off as a BankAmericard basic credit card until I PC'd it to the cash rewards card last month. The card started off with a limit of $600. I requested a CLI which was a HP after about 7 months later and had it increased to $2k limit. Last week I called to ask for another CLI which was again a HP and asked to go from $2k limit to $10k limit through the online CLI button. The system only allowed a CLI to $4900 so I called one of the backdoor credit analyst numbers and asked for them to manually review which he did right over the phone. Analyst asked what limit I was looking for and some income information and then put me on a quick hold. After a couple of minutes he came back and said he was really impressed with my report and granted my the credit line increase to $10k. HP CLI suck but it was worth it for me to go from $2k to $10k


| TU FICO: 747 | EQ FICO: 746 | EX FICO: 741 | Last HP: 5/20/15 |
Message 11 of 13
uswala
Senior Contributor

Re: BoA AutoCLI


@CreditMagic7 wrote:
BofA increases ARE only HP's anymore unless somebody knows different

+1

However, I think now they are thinking about SP CLIs as I received a survey a couple of days ago. It asked me would I like if BofA offers SP CLIs and some related questions.

Message 12 of 13
RonM21
Valued Contributor

Re: BoA AutoCLI

I'd like to add that it seems they do still give auto CLI's. I was in the same boat. Cash rewards for almost 3 yrs ithis June. Last week they finally gave me an auto increse +$4K. I had all but given up on them for an increase. I aslo saw a few others have gotten increases of late. 



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 13 of 13
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