BoA CLI (this is why BoA Rocks!)

fltireguy · ‎06-29-2017

Clicked on the request CLI link on my CashRewards card again yesterday..went into review... got a nice SP CLI today. $2800--->$5500!
Started out as a 99/500 card last May. Unsecured in October, SP CLI in Dec to $1000, SP CLI in Feb to $2800, today a SP CLI to $5500!

So, my CL has gone up 11 TIMES the SL in just about a year!!! BoA ROCKS!!!

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

cmm89 · ‎06-29-2017

Congrats, OP!

I love BoA--my daily driver is a Travel Rewards.

I just got it about a month ago and I really want to have my ML advisor app for the Merrill +, but I'm thinking they probably won't approve me as a result of credit just extended.

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

JoeLuvsHisCredit · ‎06-29-2017

Congrats!

YES BoA does ROCKS!!!

I love BOA and they are 100000000000% better than PENFED ETC to me

luxeprw9 · ‎06-29-2017

@fltireguy wrote:
Clicked on the request CLI link on my CashRewards card again yesterday..went into review... got a nice SP CLI today. $2800--->$5500!
Started out as a 99/500 card last May. Unsecured in October, SP CLI in Dec to $1000, SP CLI in Feb to $2800, today a SP CLI to $5500!

So, my CL has gone up 11 TIMES the SL in just about a year!!! BoA ROCKS!!!

Congrats! That's fantastic!

I am so tempted to request but don't want any HP's. How were you able to get a SP?

My BK13 isn't due to fall of until early 2018. But my rebuild has been pristine - No store cards and no sub prime cards. I don't know if I can recon a denial. Tried before in September 2016 and was denied. But to be fair, I was only one month post discharge!

FICO Score 8 as of 07/23/18
EQ - 770
EX - 757
TU - 741
Goal: 800

Anonymous · ‎06-29-2017

very nice! congrats on the CLI.....im loving the growth, seems like you're trending upwards greatly with BOA!

Looks like theyre retunring the favor for treating it well. keep it up!

Total80sKid · ‎06-29-2017

Congrats! It's always a nice feeling seeing your limits go up!!

I guess BofA has changed over the years.

I had them in 1997 and they were absolutely horrible.

But I was 19, so I'm sure I was just as bad

Anonymous · ‎06-29-2017

Sweet Fltireguy. Enjoy 🎊🍾🎉🎈🐬

pipeguy · ‎06-29-2017

Congrats on your sucess from BOA, especially going from a secured card to a nice unsecured limits !