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BoA CLI x1 (x2?)

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MachoHombre
Regular Contributor

BoA CLI x1 (x2?)

After seeing reports of the CLI link back on BoA cards ...sure enough first time in at least a year or two that I've had the link available on my cards, so i sumultaneasly asked for CLI's on both of my BoA cards.

 

*Cash 123

- Was $20.9K, asked for $35.0K

  _Got 5day(ish) message, maybe 6 hours later in the middle of the night email saying approved.

 

*Premium Rewards 

 - Was $60.0K, asked for $75.0K

 - Got 5day(ish) message, now 12ish hours later nothing ...still at $60.0K  ....so I'm not optimistic of CLI on this card.

 

This new Cash123 CLI puts me at a total of $95.0K with BoA.  Rumors that it's tough to get past $99.9k, and I'm no rockstar so I may have got about as far as I'll get(?).    

 

I have dozen year+ history with BoA, but I don't put much on these cards, especially lately and I've slowly been transitioning basic banking to NFCU so my checking activity is steadily declining. 

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9 REPLIES 9
FalconSteve
Valued Contributor

Re: BoA CLI x1 (x2?)

Congrats on your CLI!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 2 of 10
gdale6
Moderator Emeritus

Re: BoA CLI x1 (x2?)

Grats on your move up Smiley Happy

 

I requested CLI on my second CR card 45 days or so after my first request was approved and it was denied for an account already having a recent adjustment in its CL. The fact you have 95K already available they are not willing to give more on the second card until you use the new limit on your other card for awhile.

Message 3 of 10
MmmarkAz
Regular Contributor

Re: BoA CLI x1 (x2?)

@MachoHombre 

Congrats on Your BofA CLI😃

Fico8s EX 798 EQ 792 TU 802
Started 10/17 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 23.5k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
Penfed Power Cash Rewards 24k
FNBO World 13.6k
NFCU Platinum 23k
NFCU Cash Rewards 9k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 8.3k
CITI Simplicity 6.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 9.1k
Amex Hilton Honors 3.1k
Discover It 3k
Lowe's Advantage 25k.

>BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
AMEX Blue Business Plus 25k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 13k
US Bank Triple Cash Rewards 8k
Desert Financial CU Elan 20k
US Bank Platinum 25k
Message 4 of 10
CreditAggie
Community Leader
Super Contributor

Re: BoA CLI x1 (x2?)

Congratulations on your BofA CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 10
Elpadrino1
Valued Contributor

Re: BoA CLI x1 (x2?)

Congratulations on your approval!!

Message 6 of 10
Demented1
Established Contributor

Re: BoA CLI x1 (x2?)

Congrats @MachoHombre on your BofA CLI...enjoy the added spend power! Smiley Wink




Message 7 of 10
KingRue8500
Senior Contributor

Re: BoA CLI x1 (x2?)

Congrats on your BOA Customized Cash Rewards CLI




Message 8 of 10
Mr_Mojo_Risin
Senior Contributor

Re: BoA CLI x1 (x2?)

Those are some big time limits you have there, very nice. 

Congrats on the 1st one and good luck with the 2nd!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 10
Total80sKid
Senior Contributor

Re: BoA CLI x1 (x2?)

Congrats on your Bofa CLI 👍🏼

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