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Just applied from a "Pre-selected" offer of 20.49 APR, but no interest for 15 months.
Pulled TU in Ohio.
Score 689
4 baddies from 2011/2012
3 new accounts in last three months, 9 INQ in the last two years on TU
Approved for 3500 SL. In the middle of the pack as terms of the rest of my SLs.
Very good. Better if you get to the Premier Reward levels. Then you get up to 25%, 50% and 75%+ bonus added to the bonus. At original 3%, you get up to 5.25% reward. This is the highest you can get, other than the introductory offers. Even higher than the Chase 5% each quarter. And that is limited to $1,500/quarter.
Earn cash back
1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
congrats! got your foot in the door with a decent starter approval ![]()