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BoA Travel Rewards card

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bigbang91
Established Contributor

BoA Travel Rewards card

Woohoo, i love BoA so much. So i opened the card on Sep 11, requested credit limit increase on last Friday. My initial limit is 1800$ and i took the advices in the forum to shoot for the sky,i asked for 6500$.To my suprise, i called today and they said i have been approved,even though i have 4 cards open sin Sep and 6 inqs on TU.Tks ya'all made my Monday.
Message 1 of 18
17 REPLIES 17
coldnmn
Mega Contributor

Re: BoA Travel Rewards card

Congrats! Great limit! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 18
lg8302ch
Senior Contributor

Re: BoA Travel Rewards card

Congrats!.....this makes me want to test my waters with BofA...never requested a CLI in 27yrs...LOL
Message 3 of 18
bigbang91
Established Contributor

Re: BoA Travel Rewards card

Try them lol,damn 27 yrs,my credit history date back 3 yrs max
Message 4 of 18
lg8302ch
Senior Contributor

Re: BoA Travel Rewards card

Well. it is only 1 card that is ancient..the other 2 yrs and the whole bunch from this year Smiley Sad...the Arrival just turned 6 months today...so. I am a bit hesitating because I just got the Chase Marriott 2 weeks ago that is not yet reporting. It was a double pull on EQ and EX which are my worst with inq...I do not want to spook Chase or Barclays...enough that Discover is completely spooked..LOL
Message 5 of 18
bigbang91
Established Contributor

Re: BoA Travel Rewards card


@lg8302ch wrote:
Well. it is only 1 card that is ancient..the other 2 yrs and the whole bunch from this year Smiley Sad...the Arrival just turned 6 months today...so. I am a bit hesitating because I just got the Chase Marriott 2 weeks ago that is not yet reporting. It was a double pull on EQ and EX which are my worst with inq...I do not want to spook Chase or Barclays...enough that Discover is completely spooked..LOL

BoA will pull TU for CLI request, like i stated, i opened 4 other cards after BOA,with the CLI request is 7th inquiries on TU within 2 months.If you have no baddies go ahead shoot for the sky lol.PS:My wife got approved from 600 to 4k with 11 inquiries on TU this year

Message 6 of 18
alvon123
Super Contributor

Re: BoA Travel Rewards card

congrats!!


Message 7 of 18
lg8302ch
Senior Contributor

Re: BoA Travel Rewards card

thanks for the info...I am a bit concerned because I saw old threads where people got CLD for too much available credit. My total CL is already above my yearly salary and that worries me a bit....but I guess no risk no fun..might try to do it over the phone rather than the CLI button as my intention is to try 10K on the cash rewards and 15K on the travel rewards...basically ask them to match my Amex limit with their 2 cards and with 1 HP...not sure if that is realistic Smiley Happy
Message 8 of 18
CardsLifeLine
Frequent Contributor

Re: BoA Travel Rewards card

Congratulations... is it a SP or HP on ur CR ? Also, share your scores as well. 

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 9 of 18
bigbang91
Established Contributor

Re: BoA Travel Rewards card


@lg8302ch wrote:
thanks for the info...I am a bit concerned because I saw old threads where people got CLD for too much available credit. My total CL is already above my yearly salary and that worries me a bit....but I guess no risk no fun..might try to do it over the phone rather than the CLI button as my intention is to try 10K on the cash rewards and 15K on the travel rewards...basically ask them to match my Amex limit with their 2 cards and with 1 HP...not sure if that is realistic Smiley Happy

FYI, I dont work and still my total CLI amounts to 48k.

Message 10 of 18
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