BoA mobile app CLI Approval

jojo79 · ‎11-12-2022

Saw a post about being able to request CLI from the mobile app now so thought I'd try it. Approved for 32K up from $25K (requested 35). This what happens when you can't sleep and browsing the forums at 5am 😂😂😂

user979797 · ‎11-12-2022

Congrats on your BOA CLI

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Ontherise2020 · ‎11-12-2022

@jojo79 Congrats on your BoA CLI! Was it a Soft or Hard Pull? I did a CLI in April and it was a hard pull.

FICO Scores:
EX 749
TU 749
EQ 758
FICO 9 794

jojo79 · ‎11-12-2022

@Ontherise2020 wrote:
@jojo79 Congrats on your BoA CLI! Was it a Soft or Hard Pull? I did a CLI in April and it was a hard pull.

Soft pull. The only HP CLI I've had on this when it graduated from a secured $500 card to unsecured, years ago. SP CLI's since then

CreditAggie · ‎11-12-2022

Congratulations on your BofA CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Jeffster1 · ‎11-12-2022

CONGRATS! 🎉

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I

CreditCharmer · ‎11-12-2022

Congratulations 🎉

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.