BofA 1-2-3 Rewards Approval!!! First Prime Card!

Anonymous · ‎09-04-2014

So today I went into BofA branch near my house to make a deposit and while the teller was helping me the Bank Manager asked me why I didn't have a BofA Visa. I told her that by accident a few weeks ago I put in the pre-approval number twice which put two applications in play and BofA cancelled them both notifying me by US mail last week. The manager was like let me call up to make sure and the CSR said I had no apps in the system, so the Manager put in my info for the card. Of course I'm sweating, because a) I'm rebuilding my credit i.e., sent out PFD, credit report disputes, etc. b) my credit scores are in the beginning 600s,and c) I'm supposed to be gardening after an app spree last month (6 new accounts).

Well to my surprise I was appoved! I called in and my credit limite is $1000! My highest limit so far and my first prime card with NO AF!!!

I know the CL is not large, but that is OK with me for now as I am still in the rebuilding stage.

I am so I found the help i needed here because it has helped me greatly with getting my credit back on track!! Back to the garden I go.....

Anonymous · ‎09-04-2014

Congrats!

mzgg09 · ‎09-04-2014

Awesome. Congrats!

Experian 750 Equifax 750 Transunion 753

CreditMagic7 · ‎09-04-2014

Congrats! and best of luck for more success!

coldnmn · ‎09-05-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

jayy_sc · ‎09-05-2014

Congrats on the approval!

On the road to a positive rebuld!!!!

Current scores:
TU:532
EQ: 578
EX: 547

Tony275 · ‎09-05-2014

Congrats!! Keep it up!

alvon123 · ‎09-05-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

chalupaman · ‎09-05-2014

Congrats and welcome to the world of prime cards! Once you're in, you'll never look back especially knowing what you might be able to qualify for after once you've developed a solid history with this card.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

MissMoni223 · ‎09-05-2014

CONGRATS on your BofA approval!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)