Last month I took another HP on TU to try and get my goal CL with BofA and it was successful! It was increased from 35k to 50k with no problem, I'm certain I left some on the table but have no reason to get greedy! This will be the last of my request for BofA and hope to keep it there for years to come. My goal is to get PenFed to the max by next year also at 50k. One of these days maybe I can have only 4 major cards at 50k and the rest are gone and closed. The way I see it BofA has taken there spot in the top 4 and I hope PenFed decides to come in second. All others can just fight for the last two slots
The DW also took a HP today to increase her BofA from 30k to 50k. I'm kind of jealous cause her cash limit is higher than mine but no worries it will probably never get used in my life time.
My CLI
The DW's CLI
Yes, those are my current fico scores on signature. The DW's TU was 741 when she app'd for her CLI.
@CreditCuriousity wrote:Very impressive are those your current scores around 680 in your signature? Congrats though 100k with credit with BofA! I also would like to simplify my life and probably would be happy with 6 cards at 30k each and close the rest out... One day this will happen for me, it is which lenders it will be with. Already can easily have it with Chase/Amex just need to find the others
@ScoreOrBeScored wrote:nice cli and congrats Thank You!
do you mind sharing your card usage I run about 2k spend through a month & PIF (I always let it report before I pay)
card type Cash Rewards
how old is the account 2years
any new accounts lately ? 4 new accounts in last 12 months
income stated ? 180k
Single income or House hold income listed ? Household (Me & Spouse)
i ask because I'm currently at $35k and have been interested in doing this and have a TU of 779 and 3 inquiries. Please keep us posted if you go for the CLI
Wow thats impressive, congrats on your success with you big 50K x 2. I am wondering how your FICO score will come back after reporting . I hear once you are in the 50's don't matter 