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BofA Auto CLI

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dumaine
Regular Contributor

BofA Auto CLI

I was carrying a balance on a few cards for quite a while. Recently I came into a few extra bucks and decided it was finally time to start paying some of this mess down. Well within a couple months I went from 22% to a little over 9% utilization ( still waiting on a couple zeros to report).

 

Yesterday I noticed BofA tossed me another 2k (22k now) out of the blue. Funny thing is, it's midcycle, the card doesn't report until the 16th. It just caught me off guard that the cli hit midcycle but they have not reported my zero balance.

Message 1 of 17
16 REPLIES 16
cashorcharge
Community Leader
Super Contributor

Re: BofA Auto CLI

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 2 of 17
AllZero
Mega Contributor

Re: BofA Auto CLI

Congratulations on your PCLI!
Message 3 of 17
gdale6
Moderator Emeritus

Re: BofA Auto CLI

Grats on the auto luv Smiley Happy

 

AFAIK BoA doesnt report when you take the balance down to zip like Chase does.

Message 4 of 17
M_Smart007
Legendary Contributor

Re: BofA Auto CLI

Congratulations on your auto CLI ! ...

Message 5 of 17
Anonymous
Not applicable

Re: BofA Auto CLI


@dumaine wrote:

... Yesterday I noticed BofA tossed me another 2k (22k now) out of the blue ...


Sweet surprise! Smiley LOL

Message 6 of 17
CreditAggie
Community Leader
Super Contributor

Re: BofA Auto CLI

Congratulations on your BofA auto-CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 17
mrcraft
Valued Contributor

Re: BofA Auto CLI

Congratulations on your CLI!!



Message 8 of 17
kittycreditmeow
Frequent Contributor

Re: BofA Auto CLI

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Message 9 of 17
Anonymous
Not applicable

Re: BofA Auto CLI

Awesome to hear. I need auto CLIs really bad. It's been soooo long. Keep up the great work. 

Message 10 of 17
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