BofA CLI 25k - myFICO® Forums - 5550877

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I actually attempted 30k at 1st but got letters in the mail instead. Attempted again for 25k and...

Bank of America Screenshot

So from $17.2k to $25k - I know I've seen bigger on the forums such as 50k but I'm happy with the CLI.

Just wanted to share.

Bank of America Cash Rewards Visa Signature: $28K | U.S. Bank Cash® Visa Signature® Card: $25K | Arrowhead Visa® $15K | My Best Buy® Visa® Card: $15K | Citi® Double Cash Card: $12.75K | PenFed Gold Visa® Card: $12.5K | PenFed Promise Visa® Card: $12.5K | U.S. Bank Cash 365™ American Express® Card: $16.2K | Wells Fargo Active Cash® Card: $12K | BankAmerica® Better Balance Rewards Platinum Plus Mastercard: $12K | Citi Simplicity® Card: $11.1K | Chase Freedom® Card: $10K | PayPal® Credit Digital Credit: $10K | PenFed Platinum Rewards Visa Signature® card: $7.5K | The Bread Cashback™ American Express® Credit Card: $7K | Navy Federal More Rewards American Express® Card: $7K | Apple Card: $6.5K | JCPenney Mastercard®: $6K | Chase Amazon Prime Rewards Visa Signature Card: $5.8K | American Express® Blue Cash Everyday® Card: $5K | Wells Fargo Autograph℠ Card: $4K | Chase Ink Business Unlimited® Card: $3K | Best Egg Card: $3K | PlayStation® Visa® Credit Card: $2.9K | Micro Center Insider® credit card: $2.1K | Hot Topic Guest List Credit Card: $400 |

| 1st CC since 2007 | Last Updated: 09/29/22 | Total: $252.25K |

Message 1 of 9

8 REPLIES 8

@JetOneTV wrote:
I actually attempted 30k at 1st but got letters in the mail instead. Attempted again for 25k and...

Bank of America Screenshot

So from $17.2k to $25k - I know I've seen bigger on the forums such as 50k but I'm happy with the CLI.

Just wanted to share.

That’s a very nice CLI. A huge congratulations to you!!!!

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

Message 2 of 9

Congrats on the increase, the $50K will come.

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Total Revolving Credit: $300,000 UTIL: <1%
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Message 3 of 9

YOU...

CONGRATS on the MASSIVE CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 4 of 9

Congrats on the CLI!

Scores - All bureaus 770 +
TCL - Est. $410K

Message 5 of 9

how many days did you waitto try again? Congrats on that increase!

Message 6 of 9

Nice CLI! Congrats.

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

Citi FICO® Bankcard Score 8 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Own It! | 1997 Jeep Wrangler Sahara

Own It! | 1977 Chevrolet Corvette

Navy Federal Credit Union 72 mos @ 4.79% bought in 2025 | 2024 RAM 3500 Cummins HO

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Own It! | 2012 Fiat 500c

Chase Disney | $16,500

Chase Southwest Rapid Rewards | $10,500

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

United Gateway Mileage Plus | $23,300

Citi Diamond Preferred | $21,500

Citi AAdvantage | $13,400

Discover it Blue | $22,400

Amex Delta Platinum | $50,000

Wells Fargo Propel | $15,000

USAA Rewards | $20,000

Navy Federal CU Platinum | $50,000

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU on Wife's | $35,000 - My card | $25,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

HELOC on Main Home 7/2024 Discover Home Loans 15 years @ 8.61%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

Message 7 of 9

Awesome CL increase! Congrats

Current:

Chase Sapphire Preferred | $11,500

Chase Freedom | $7,000

Chase Freedom Unlimited Visa Signature| $8,200

American Express Everyday | $5,000

American Express Blue Cash Preferred | $29,500

Mortgage applications waiting for market to calm down

Message 8 of 9

Congrats on very nice CLI !!!!

Message 9 of 9