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Hey guys. Does the language below in the screenshot lead you to believe it would be a hard pull? I thought so and decided to call in to verify. It was a soft pull. Went from $25k to $40k on my card.
Do you guys think this language is used just to discourage a CLI request?
Cheers!
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| TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0 |
| Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k |
Congrats on your BOFA CLI 👍🏼
The HP language is there by regulation and compliance requirements, even if things are processed differently these days. What you see is the former template disclaimer for CLI requests. So, no it's not meant to "discourage" CLI requests, it just happens that they reassessed internal policies for these types of requests and they're currently SP.
Congrats on your awesome BoA CLI.
Congratulations on your BofA CLI!
Grats on your very nice CLI ![]()
Congrats on your BofA Customized Cash Rewards CLI

Wow, that's an impressive CLI and card, cheers to that!