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BofA CLI

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Anonymous
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BofA CLI

decided to leave the garden for a CLI because i was feeling lucky. i recently applied for a BofA cash rewards visa sig card and got approved for 5k limit. i bought a new $5500 watch on it and paid it off before the 1st statement cut. the 1st statement still hasnt even cut and i requested a $10k increase and got the 7-10day message Smiley Indifferent  so i was debating on calling to recon if possible to recon CLI's with BofA but i logged on today(the day after i requested) and my new credit line is $15k. now im going back into the garden for about 6 months or so. im 100% sure this will be a HP but ill take a HP for a 10k increase and not look back. I also keep a lot of money in my BofA checking account so i dont know if that had anything to do with it. Smiley Happy

Message 1 of 7
6 REPLIES 6
09Lexie
Moderator Emerita

Re: BofA CLI

Message 2 of 7
TXinandout
Frequent Contributor

Re: BofA CLI


@Anonymous wrote:

decided to leave the garden for a CLI because i was feeling lucky. i recently applied for a BofA cash rewards visa sig card and got approved for 5k limit. i bought a new $5500 watch on it and paid it off before the 1st statement cut. the 1st statement still hasnt even cut and i requested a $10k increase and got the 7-10day message Smiley Indifferent  so i was debating on calling to recon if possible to recon CLI's with BofA but i logged on today(the day after i requested) and my new credit line is $15k. now im going back into the garden for about 6 months or so. im 100% sure this will be a HP but ill take a HP for a 10k increase and not look back. I also keep a lot of money in my BofA checking account so i dont know if that had anything to do with it. Smiley Happy


Congrats!!! Was the HP on TransUnion? I've heard this is what BofA pulls for CLI's.

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 3 of 7
Anonymous
Not applicable

Re: BofA CLI

My recent CLI with BoA pulled TU

Message 4 of 7
Anonymous
Not applicable

Re: BofA CLI

hey im not sure which bureau the pull was yet, ill keep checking and let you guys know

Message 5 of 7
B335is
Moderator Emeritus

Re: BofA CLI

Nice! $10k is def worth a TU HP
Message 6 of 7
MsLadyRover
Valued Contributor

Re: BofA CLI

Definitely an increase that's worth a HP.  Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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