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BofA CLI

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gurusexy
Regular Contributor

BofA CLI

Had a toy limit of 500 from BofA.. I dont like hard pull CLIs but, the 500 limit was gettting on my nerves. Pulled trigger, asked for 25K, got 7-10 day message and logged in to see an increase to 5K. I am guessing I should call them and ask for more?

 

Ask them to convert me to a signature card too?

 

Next step is to figure out CAp1. Have another 500 toy limit for over a year they simply refuse to give any CLI

 

My Synchriny cards (Wally, Amazon and Toys r Us have also been stuck for a while now

 

Discover hasnt given me any love in a year... SMH

 

 

400K+ in open revolvers. 8% UTIL,
Inquiries- TU:2, EQ:2, EX: 3
Starting Scores: 6/12 EX: 613 11/13 TU:614
06/18: F08EX: 781; F08EQ: 787; F08TU:769 Short term goal: 800+ across all 3 Bureaus. Last app 07/19 (BBVA Personal Loan - Approved with Hard pull).
Message 1 of 11
10 REPLIES 10
RonM21
Valued Contributor

Re: BofA CLI

Congrats on the increase!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 11
Anonymous
Not applicable

Re: BofA CLI

Congrats!

Message 3 of 11
JustBPatient
Established Contributor

Re: BofA CLI

Nice job!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 4 of 11
Anonymous
Not applicable

Re: BofA CLI

Doesn't hurt to call and try!

Message 5 of 11
alextercero
Super Contributor

Re: BofA CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 11
Anonymous
Not applicable

Re: BofA CLI

How long have you had the BofA card?
Message 7 of 11
Anonymous
Not applicable

Re: BofA CLI

Not much use in asking for more and not much use in asking for a VS unless you need the benefits or you just feel it makes it better. The real question is what's holding you down from CLIs?

Something to keep in mind, though, is CLIs aren't just granted with time and, if you don't portray much use, a CLI often isn't justified.
Message 8 of 11
Anonymous
Not applicable

Re: BofA CLI

Congrats on that nice cli!!  Woman Very Happy  I would call them and ask for a Visa Siggy now that your limit is 5.5k.  Always good to have the siggy's and MCWE's.

Message 9 of 11
Anonymous
Not applicable

Re: BofA CLI


@Anonymous wrote:

Congrats on that nice cli!!  Woman Very Happy  I would call them and ask for a Visa Siggy now that your limit is 5.5k.  Always good to have the siggy's and MCWE's.


I agree!

Message 10 of 11
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