Yeah, I've read quite a bit about Amex and their love for PIF. That's why when I chose which cards to use to float my medical charges, I chose strategically. I'm still trying to push Amex as high as I can go so no way I was going to leave a balance on them. Then I needed to decided between CapOne and Disco and I ultimately chose to PIF CapOne because the limit is so low and I really wanted to get a raise out of them. But I don't think that worked out well. Probably because of bucketing I can't get past the 6K limit I'm on and now because I'm at 27% with Disco, they won't give me a bump. Truth though, even if I chose Disco to PIF and CapOne to carry a balance, it may have worked out the same.
