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BofA Customized Cash Rewards

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tcbofade
Super Contributor

BofA Customized Cash Rewards

Approved.  $15k starting line.

 

$200 SUB for $1k spend within 90 days.

 

Zero percent APR on purchases for 15 months.  Zero percent APR on balance transfers for 15 months if completed within 60 days.  3% balance transfer fee.

 

Fico 8 757.  (Experian)

 

Inquiries: 13/24, 7/12.

 

New accounts: 8/24, 4/12.

 

We'll use it to hit the SUB, then continue on the balance transfer shuffle...

Fico 8 05/02/26: EX 792, EQ 819, TU 808.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 1 of 17
16 REPLIES 16
coldfusion
Credit Mentor

Re: BofA Customized Cash Rewards

Congrats on both the approval and keeping the BT shuffle alive, and welcome to the BoA dark side lol

 

$15K is a very good BoA SL btw and we both agree that free money is always a plus Smiley LOL

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 17
BigBS
Senior Contributor

Re: BofA Customized Cash Rewards

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 3 of 17
Traveler101
Established Contributor

Re: BofA Customized Cash Rewards


@tcbofade wrote:

Approved.  $15k starting line.

 

$200 SUB for $1k spend within 90 days.

 

Zero percent APR on purchases for 15 months.  Zero percent APR on balance transfers for 15 months if completed within 60 days.  3% balance transfer fee.

 

Fico 8 757.  (Experian)

 

Inquiries: 13/24, 7/12.

 

New accounts: 8/24, 4/12.

 

We'll use it to hit the SUB, then continue on the balance transfer shuffle...


What can I say? Great card, good customer service thus far, and extremely lenient with the rite profile. FYI, I hit them up for a cli 4 months in after 1 1300.00 purchase and pif. Increased 10k sp. Of course your YMMV. Enjoy your card and congratulations. May it grow like a weed.

Message 4 of 17
youngandcreditwrthy
Senior Contributor

Re: BofA Customized Cash Rewards

BOA is great with BTs. As soon as this 15 mos expires, bet they send another.. in form of blank checks. sometimes theyll offer 1.9 or 2.9 for 12-16 mos sometimes with no fee too!!!!

 

I used their blank checks to pay off a car early!! haha 

 

CONGRATULATIONS!!!!! :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 17
CorpCrMgr1
Valued Contributor

Re: BofA Customized Cash Rewards

Congratulations on your approval!

Message 6 of 17
nytokyobred79
Valued Contributor

Re: BofA Customized Cash Rewards

Congrats on the approval. I love BoA's BT offers 😅 as I'm on that same BT shuffle now. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 7 of 17
KingRue8500
Senior Contributor

Re: BofA Customized Cash Rewards

Congrats on your BOA Customized Cash Rewards approval




Message 8 of 17
NoMoreDebt
Senior Contributor

Re: BofA Customized Cash Rewards

Congrats on your approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 17
CramEiko
Established Contributor

Re: BofA Customized Cash Rewards


@Traveler101 wrote:

@tcbofade wrote:

Approved.  $15k starting line.

 

$200 SUB for $1k spend within 90 days.

 

Zero percent APR on purchases for 15 months.  Zero percent APR on balance transfers for 15 months if completed within 60 days.  3% balance transfer fee.

 

Fico 8 757.  (Experian)

 

Inquiries: 13/24, 7/12.

 

New accounts: 8/24, 4/12.

 

We'll use it to hit the SUB, then continue on the balance transfer shuffle...


What can I say? Great card, good customer service thus far, and extremely lenient with the rite profile. FYI, I hit them up for a cli 4 months in after 1 1300.00 purchase and pif. Increased 10k sp. Of course your YMMV. Enjoy your card and congratulations. May it grow like a weed.


Agreed. BoA can grow - YMMV

Congrats and Good Luck!

 

 

edited out my own missinformation: LOL





Updated Feb 2023:
Citi Double Cash: $26,300
Citi Costco: $33,800
PenFed Power Cash: $50,000
Chase Freedom Unlimited: $33,400
NFCU Cash Rewards: $29,000
BoA Unlimited Cash: $99,900
Wells Fargo Active Cash: $50,000
Citi AAdvantage Executive: $30,500
Wells Fargo Mortgage 30yr fixed 3.625%

Business Cards:
BoA Business Advantage Unlimited Cash: $8,000
Chase Ink Business Unlimited: $75,000
Chase Ink Business Unlimited: $75,000

RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold | BoA Custom Cash | Lowes | Barclays Aviator Red
Message 10 of 17
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