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BofA amazes me.

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Jaylima91
Established Contributor

BofA amazes me.

My LOC with them has gone from $5k to $20k since August of last year. Just requested 20k from 12k and instantly approved. Now I wish I would have asked for more but I don't know if I should. I am sure it helps that I bank with them. Just wanted to share my story with BofA.

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: BofA amazes me.

You should always ask for what you want and not what you think they will give you. That way you will not short change yourself.
Message 2 of 18
Jaylima91
Established Contributor

Re: BofA amazes me.


@Anonymous wrote:
You should always ask for what you want and not what you think they will give you. That way you will not short change yourself.

$20k was what I wanted until I was instantly approved for it lol

Message 3 of 18
Anonymous
Not applicable

Re: BofA amazes me.

I wouldn't know since I've yet to be approved by them but happy to hear your success story! I'm sure I'll get there eventually. Smiley Happy

Message 4 of 18
Jaylima91
Established Contributor

Re: BofA amazes me.


@Anonymous wrote:

I wouldn't know since I've yet to be approved by them but happy to hear your success story! I'm sure I'll get there eventually. Smiley Happy


Do you bank with them?

Message 5 of 18
Anonymous
Not applicable

Re: BofA amazes me.

Congratulations! And thank you for sharing your experience! I dont bank with them but they gave me a $5k cash rewards card. I want to make it grow too and hope to have your success! 

Message 6 of 18
Anonymous
Not applicable

Re: BofA amazes me.


@Jaylima91 wrote:

@Anonymous wrote:

I wouldn't know since I've yet to be approved by them but happy to hear your success story! I'm sure I'll get there eventually. Smiley Happy


Do you bank with them?


I don't. That might be part of the issue, haha! I wasn't super bummed about it since I didn't think I would be approved anyway but I will try again at some point down the road. 

Message 7 of 18
Jaylima91
Established Contributor

Re: BofA amazes me.


@Anonymous wrote:

Congratulations! And thank you for sharing your experience! I dont bank with them but they gave me a $5k cash rewards card. I want to make it grow too and hope to have your success! 


Well I want to have the success you have with the Amex revolver! Smiley Very Happy

Message 8 of 18
Jaylima91
Established Contributor

Re: BofA amazes me.


@Anonymous wrote:

@Jaylima91 wrote:

@Anonymous wrote:

I wouldn't know since I've yet to be approved by them but happy to hear your success story! I'm sure I'll get there eventually. Smiley Happy


Do you bank with them?


I don't. That might be part of the issue, haha! I wasn't super bummed about it since I didn't think I would be approved anyway but I will try again at some point down the road. 


Once you're in with BofA, the rest is smooth sailing!

Message 9 of 18
Jaylima91
Established Contributor

Re: BofA amazes me.

Now I feel like I want to push my luck with Chase but I know they are a bit more conservative in my case. 

Message 10 of 18
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