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BofA and Citi Costo CLI AND Lowe's and Amex Delta!

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Anonymous
Not applicable

Re: BofA and Citi Costo CLI

Congratulations on your CLI

Message 11 of 18
NichelleN
Established Contributor

Re: BofA and Citi Costo CLI


@Anonymous wrote:

Yes it's time for chase. Which one are you interested in? Congratulations 


I have no idea. I need to search the board, look at them and see what would be best. I'd love some recommendations!

More than enough credit.
Message 12 of 18
Stralem
Established Contributor

Re: BofA and Citi Costo CLI

Congrats. I know first-hand how quickly Bank of America can become your lender of choice. They gave me more than $30k in new tradelines in a very short amount of time.

 

As for Chase, it depends on what you're looking for in a card. Can't go wrong with a Freedom as your first entry point with them.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 13 of 18
CreditAggie
Community Leader
Super Contributor

Re: BofA and Citi Costo CLI


@NichelleN wrote:

@Anonymous wrote:

Yes it's time for chase. Which one are you interested in? Congratulations 


I have no idea. I need to search the board, look at them and see what would be best. I'd love some recommendations!


Since you are at 0/24 and appear to have great credit, I think you have a great shot at any Chase card. The CFF and CFU are great options with no AF. The CSP currently has an 80,000 point SUB with a $50 statement credit on groceries. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (March 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 18
NichelleN
Established Contributor

Re: BofA and Citi Costo CLI


@Stralem wrote:

Congrats. I know first-hand how quickly Bank of America can become your lender of choice. They gave me more than $30k in new tradelines in a very short amount of time.

 

As for Chase, it depends on what you're looking for in a card. Can't go wrong with a Freedom as your first entry point with them.


Wow. I've come a long way with Bank of America. It's been a 6 year credit journey that took me from some pretty low scores to where I am today. I started with a secured card with them years ago that they refused to graduate for a long time. And now, they're giving increases without request. I owe my entire credit improvement to this board. 

 

I started perusing the Chase cards to see which one fits better. Today I put all of my non-Delta travel on the Citi card. And all Delta travel goes on my Delta card. One day soon I'll travel again Smiley Happy I'm going to spend more time reading through any offers out there. Thanks for the recommendation.

More than enough credit.
Message 15 of 18
NichelleN
Established Contributor

Re: BofA and Citi Costo CLI


@CreditAggie wrote:

@NichelleN wrote:

@Anonymous wrote:

Yes it's time for chase. Which one are you interested in? Congratulations 


I have no idea. I need to search the board, look at them and see what would be best. I'd love some recommendations!


Since you are at 0/24 and appear to have great credit, I think you have a great shot at any Chase card. The CFF and CFU are great options with no AF. The CSP currently has an 80,000 point SUB with a $50 statement credit on groceries. 


Thanks! I just saw that 80K SUB. Looks tempting!

More than enough credit.
Message 16 of 18
SPChaser
Valued Contributor

Re: BofA and Citi Costo CLI AND Lowe's and Amex Delta!

Congrats on SWEET CLIs!!! 🥳🥳🥳

“Play the game, but don't believe in it“
Message 17 of 18
Aspireto850
Established Contributor

Re: BofA and Citi Costo CLI AND Lowe's and Amex Delta!

Cha Ching!!!!!!









Message 18 of 18
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