So approaching my anniversary date with BofA secured card (May 2nd) I decided to call to see if i was eligiible for early graduation. Unfortunately I wasnt yet so i aksed the CSR if when it graduates can i request a CLI and he told me sure but most likely it will be a HP on my report because i just PC to a new card. He said we can kill two birds with one shot and just request for early gradaution and a CLI. I said what the heck, he went ahead and proceeded and asked how much i wanted...I said 5000. Came back and congratulated me on my early gradaution and CLI approved!!!!...My first 5K card!!!
thanks H and it was at 2000. I just recently had got a CLI on my better balance MC from 2000 to 4000. I gotta say BofA has been very generous with me. No more secured cards for me!
So did you PC your secured card to a MC before it graduated? Can you do that?
No, i had the regular Platinum Plus Secured Visa and PCd to 123 Cashback Rewards Visa. I dont think you can PC from a Visa to MC or vice-versa (thats what i was told before i went ahead and applied for the Better Balance Rewards MC last month).
So did you PC your secured card to a MC before it graduated? Can you do that?
No, i had the regular Platinum Plus Secured Visa and PCd to 123 Cashback Rewards Visa. I dont think you can PC from a Visa to MC or vice-versa (thats what i was told before i went ahead and applied for the Better Balance Rewards MC last month).
the cash rewards can be changed between MC and Visa.
EQ-736(08/14) TU-752(09/14) Newest to Oldest Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K | Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
