I applied for this card on the 18th. Since I got fraud alert, they called to verify if I applied. I answered them all the info they ask. At the end the credit analyst said congratulations, you will get you card and welcome package in 7-10 days. I was so surprise, my first major bank card. I applied because of this forum. The regulars and newbies gives ppl like me hope. I know I'm just a shadow to all, but thank you for posting to encourage some of us and give us little knowledge when ppl like me don't know much about credit. Thank you again.