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Boscovs My first 10k CC ever!

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Talonwildstar
Frequent Contributor

Boscovs My first 10k CC ever!

I know it means nothing to a lot of people, but sept 2017 my credit was so tanked that  skull and  cross bones came up on computer screens when I applied for credit lol but I found this forum and slowly and not so patiently I started my new credit journey! Thank you all for your comments and continued support.

 I believe by this summer when I go on vacation it will be the first time in 30 years I won’t have to worry that I’ll run out of cash. That fear used to suck and now it’s gone!

boscoves started Oct 2018 4K Jan 2019 10k that is unreal to me! 

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Boscovs My first 10k CC ever!

Congrats on your CLI !!!

 

 

 

Message 2 of 13
Talonwildstar
Frequent Contributor

Re: Boscovs My first 10k CC ever!

Thank you very much!

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 3 of 13
Anonymous
Not applicable

Re: Boscovs My first 10k CC ever!

Congrats!!
Message 4 of 13
Anonymous
Not applicable

Re: Boscovs My first 10k CC ever!

That card will go to $30k easily.  I once really wanted it for that reason.  Take it as another milestone in your credit journey.

Message 5 of 13
Anonymous
Not applicable

Re: Boscovs My first 10k CC ever!

Congrats! Smiley Happy

Message 6 of 13
CreditInspired
Super Contributor

Re: Boscovs My first 10k CC ever!

OP
That’s where you’re wrong. Your credit success means a lot to every single MyFICO member. We’re happy and excited when one of us is happy and excited. Hands down.

And yes, it is a wonderful feeling not to have financial worries when out and about.

Congratulations to you and kudos on a great SL.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 13
19eighty5
Senior Contributor

Re: Boscovs My first 10k CC ever!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 13
Talonwildstar
Frequent Contributor

Re: Boscovs My first 10k CC ever!

Thank you!
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 9 of 13
Talonwildstar
Frequent Contributor

Re: Boscovs My first 10k CC ever!

Thank you very much for your response I appreciate it!
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 10 of 13
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