Bread Cashback AmEx SP CLI

CreditMagic7 · ‎01-17-2024

Been months posting as i continue to shed INQ's with a plan to reduce those to 1 or 2 this year/ Decided to try the Bread Cashback luv button and it didnt disappoint. A mere single $1K SP Increase but suits just fine. Previous line was $12.5K

First increase in 2024 so far. Typical spendage on card and slowly building CB along the way. FICO running 724-Also 4% Utility-no new apps in almost a year and AAoA 1 month from clocking 2 years February.

JoeRockhead · ‎01-18-2024

Nice, congratulations on your Bread bump!

nytokyobred79 · ‎01-18-2024

Congrats on your Bread Cashback cli.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

BigBS · ‎01-18-2024

Congrats on the CLI!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

CreditMagic7 · ‎01-18-2024

Thanks @JoeRockhead @nytokyobred79 @BigBS

captainsensation · ‎01-18-2024

Congrats

AMEX Delta SkyMiles Blue Card: 10K, AMEX Bread Cash Back: 22k, PenFed PCR: 17.5K, PenFed Gold: 10K, FNBO: 19.1K, CapOne Venture: 6.1K. Chase Amazon: 6K, Gamestop 3k, GM Rewards 2K, Apple Card 4.5K, Tomo 1K, American Express 19.5K (AU), Ally 3.3K AMEX BCP 25K, Lowe's: 35K

NoMoreDebt · ‎01-19-2024

Congratulations on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎01-19-2024

Congratulations on your Bread Cashback Amex CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

pc01user · ‎01-19-2024

@CreditMagic7 Congrats on extending your spending power!

KingRue8500 · ‎01-20-2024

Congrats on your Bread Cashback AMEX CLI