Bread Cashback Amex Credit Card Approval

JetOneTV · ‎07-16-2022

So the girl got this pre-approval mailer a few days ago... looked at the details, and was like, hm... interesting... WHY NOT?!

2% unlimited cash back
No annual fees
No foreign transaction fees
Amex Offers / Entertainment Access / #AMEXFORFOODIES
Car Rental Loss & Damage Insurance / Retail Protection / etc

I applied 1st (didn't receive a pre-approval mailer) received a instant $7,000 and so did she afterwards, So! $14,000 between 2 cards.

However, do I like "Comenity"? Nope...

SUPERSQUID · ‎07-16-2022

CONGRATS to both of you.

I got the same card a few weeks ago with a 6k sl, ok so far.

Anonymous · ‎07-16-2022

@JetOneTV I always hear such negative reviews of Comenity. Their offer does sound good though. I hope this new Bread Amex treats you well.

Elpadrino1 · ‎07-16-2022

Congratulations on both of your approvals!!

NalekSok · ‎07-16-2022

Congratulations on your approval! 🎉

KingRue8500 · ‎07-16-2022

Congrats to both on the Bread Cashback AMEX approvals

CreditAggie · ‎07-16-2022

Congratulations on the Bread Amex approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

babygirl1256 · ‎07-16-2022

Congrats on your Bread Cashback Amex Credit Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

cashorcharge · ‎07-17-2022

WooHoo!! Congratulations on your Bread Approval!!👏🏼🍾🥂

C6 · ‎07-17-2022

Other than 2% cashback this is more of a subprime card. 29% interest, 5% balance transfer fee, the CDW is very basic with no coverage outside the US or Canada.