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Bread Cashback finally gave credit increase of 2500, account has odd limit.

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firefox100
Valued Contributor

Bread Cashback finally gave credit increase of 2500, account has odd limit.

Hi have tryed several times to get increase from Bread Cashback credit increase the answer I got from them not enough experience account is to new. Today I tryed again the account has been open for 6 months and 2 days, this time they approved me for credit increase of 2.5K increase which make the card with cl of 10,350. This card started out with cl of 7850 this is odd amount. My fico scoress are over 810 on experian my reports are frozen. You do need to wate 6 months for your first increase at the time had no balance, did put about 2K of spend in the first 3 months of opening the account, income was 88K.

15 REPLIES 15
Snook_on_the_Line
Established Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Very nice increase 👍🏻 

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 5k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24

SUBs collected in past year: $1100
SUBs pending: $400


Total Revolving CL: $118,900
Message 2 of 16
Rdbeetle
Valued Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congrats on your $2.5k CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 809 I EX 793 I TU 801
Message 3 of 16
keekers
Valued Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congrats.


Message 4 of 16
firefox100
Valued Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Thank you guys, just somemore data points my total cl is 308.1K showing about 1.8K total balances.

Message 5 of 16
FlaDude
Valued Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congrats on the increase!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)
Message 6 of 16
Legally_Speaking2512
Frequent Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congrats on the approval. Sorry about the odd limit lol. I hate when cards have odd limits like it drives me up the wall lol. What kills me is they gave you a Nice rounded number for the credit increase which puts your limit at some odd number 🤭🤣

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 7 of 16
gingerflower
Senior Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congratulations

Message 8 of 16
FicoMike0
Valued Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congratulations!

Message 9 of 16
Wu-Credit
Frequent Contributor

Re: Bread Cashback finally gave credit increase of 2500, account has odd limit.

Congrats on the well deserved increase!

Cards & Loans


myFICO | 765↑
Message 10 of 16
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