Bread / Comenity Amex Card - Helpful Data Points

[TJHunt]

My post from yesterday - https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AAA-Comenity-Bank-Visa-Signature-Approval-wit...

Long story short, i got a mailer and was approved for 6300 limit with my chapter 13 not discharged yet. Someone had mentioned they liked their AMEX card from them and i did some research. When i woke up this morning i decided to go on and apply for their AMEX as well since i got approved for the AAA card through a mailer. 

I was Approved for $2,800 at a.... 35.24% APR LMAO!!

They pulled only Experian 685 - 706 Fico 8 Bankrate scores

I didnt even know interest rates can go that high =D. I don't ever carry a balance, so its okay. Ive always been a fan of doing applications in two's. Hopefully this can help someone who got approved from one of their other cards recently or through a mailer, or currently going through a chapter 13 similar to my situation. Happy Applying!

[FicoMike0]

Congratulations!

[CreditAggie]

Congratulations on your Bread Amex approval!

[NoMoreDebt]

congrats

[keekers]

Congrats.

[Legally_Speaking2512]

Holy crap! Highest interest rate I've seen. Some of these credit card companies are getting ridiculous. Anyways, congrats on the approval. Nice SL as well.

[TJHunt]

Yes I would definitely be mortified if I was someone who carried a balance on my cards lol. I simply went for the rewards so now I've got 5% cards in almost every category now. 

[gingerflower]

Congratulations on your AMX Cc with Comenity Bank. Hey Apr is high but main thing you are happy. Enjoy it a great Cc. 

[TJHunt]

No balance, no worries =) all for the rewards.

[gingerflower]

@TJHunt 

Yes all for the reward's. 👍