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BrightWay + approved

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youngandcreditwrthy
Senior Contributor

Re: BrightWay + approved

@KingKong  I got this card almost two years ago! It has been pretty darn good!!!! I started out at I think 3000, then it doubled to 6000 after the first six months ( each six months they give you the option to either tke a .25 reductiomn in interest.. not worth much OR they'll allow you to earn 3000 CLI. Ive gone through three of their rewards redemptions now and I'm at around 7500 CL. The further along you get, the lower the CLs offered as rewards get... Not sure if thats depedent on how you handle the account (i've had it almost always 60% util BUT always pay 10% of the TOTAL balance or more. I also have the version that has no fees of any kind and gets 1% back. 

 

excellent rebuilding card. If I can get the limit up to 10k, Ill just keep it since it's free to keep. Ideally when I reach the 750 range and don't havve so many new open acccounts, Id go for a prime card and balanace transfer it.

 

otherwise CONGRATS! and every six months you'll get an award! Let us all know how it goes!!! :-) so lad you didnt get 300 SL and I would NEVER take one of their personal loans to boot lol

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 14
Creditwiser
Valued Contributor

Re: BrightWay + approved

Congrats on your approval ! Keep at the rebuild. You'll get there, we all have !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 12 of 14
cashorcharge
Community Leader
Super Contributor

Re: BrightWay + approved

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

Message 13 of 14
CreditAggie
Community Leader
Super Contributor

Re: BrightWay + approved

Congratulations on your BrightWay approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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