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After reading the thread about CITI taking over brooks brother's accounts in the near future, "peer pressure" on here convinced me click over and try, as I'm citi-blacklisted. I was approved for their store card with a $1200 limit. Is there a way to call and say i changed my mind or reconsider to a MC? That will make inquiry number 8 on my file grr. I do have synchrony bank cards elsewhere, like JCP Lowes and walmart. I did this Friday night and now it gets to bug me all weekend, as I assume anyone i can talk to is M-F
@Anonymous wrote:After reading the thread about CITI taking over brooks brother's accounts in the near future, "peer pressure" on here convinced me click over and try, as I'm citi-blacklisted. I was approved for their store card with a $1200 limit. Is there a way to call and say i changed my mind or reconsider to a MC? That will make inquiry number 8 on my file grr. I do have synchrony bank cards elsewhere, like JCP Lowes and walmart. I did this Friday night and now it gets to bug me all weekend, as I assume anyone i can talk to is M-F
If you don't really want the card and can't get the limit up, no harm in closing it IMO. Only bad thing is that it will show up on your reports either way and stay on the report for up to 10 years.
@Anonymous wrote:After reading the thread about CITI taking over brooks brother's accounts in the near future, "peer pressure" on here convinced me click over and try, as I'm citi-blacklisted. I was approved for their store card with a $1200 limit. Is there a way to call and say i changed my mind or reconsider to a MC? That will make inquiry number 8 on my file grr. I do have synchrony bank cards elsewhere, like JCP Lowes and walmart. I did this Friday night and now it gets to bug me all weekend, as I assume anyone i can talk to is M-F
Congratulations on the card. I am not sure what the cutoff is for this card but my TU was 705 with 18 inq's and I got $1800 store card as well ![]()
Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pullGrats on your Brooks Bros approval ![]()
@bobbay wrote:
@Anonymous wrote:After reading the thread about CITI taking over brooks brother's accounts in the near future, "peer pressure" on here convinced me click over and try, as I'm citi-blacklisted. I was approved for their store card with a $1200 limit. Is there a way to call and say i changed my mind or reconsider to a MC? That will make inquiry number 8 on my file grr. I do have synchrony bank cards elsewhere, like JCP Lowes and walmart. I did this Friday night and now it gets to bug me all weekend, as I assume anyone i can talk to is M-F
Congratulations on the card. I am not sure what the cutoff is for this card but my TU was 705 with 18 inq's and I got $1800 store card as well
That's almost my TU profile and was given $1050 store... I wonder if part of this announcement to convert they for some reason cut off offering the Visa... Hopefully I can at least get a CLI before the conversion and then fight with Citi once they take over for a upgrade to Visa/MC (whatever it is)
I received my first 7 to 10 day message(Denial) from Synch. bank today. Definitely has needed to have been gardening time and now it will be (i will try my best).
First time I was ever denited a synch. bank card, have been usually getting the mc/visa versions but always would get a low limit store card version if not.
I started filling out the BB application online and then said, no don't do it and canceled the app. The next morning I recieved an email from synch. bank and of course I tok the bait. TU FICO score yesterday was at 731 and utilization at 10%. Oh well
@ddemari wrote:I received my first 7 to 10 day message(Denial) from Synch. bank today. Definitely has needed to have been gardening time and now it will be (i will try my best).
First time I was ever denited a synch. bank card, have been usually getting the mc/visa versions but always would get a low limit store card version if not.
I started filling out the BB application online and then said, no don't do it and canceled the app. The next morning I recieved an email from synch. bank and of course I tok the bait. TU FICO score yesterday was at 731 and utilization at 10%. Oh well
So it looks like they got enough info from you. hmm. i wonder if you will get approved.even though you chickened out. ![]()
I chickened out at first. then got the email the next day and decided to submit the application although it looked like a very possible store account approval would happen.
I wonder if I should call them tomorrow and see if it was a verification thing before the system denies it? after i applied yesterday I received an immediate TU instant alert about an inquiry.
Yes. would not hurt to give em a call. since you already took the hp.