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CABELA'S MC APPROVAL

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Legally_Speaking2512
Frequent Contributor

CABELA'S MC APPROVAL

So I took a chance with the Cabela's Club MasterCard pre-approval link via Capital One, submitted some info, and was pre-approved. I continued on with the app and was approved for $300 SL. I was actually quite impressed with the APR at 9.99% for purchases through Cabela's/Bass Pro Shop. That would literally be the only places I would remotely attempt to use it because any other place would be at 32.24% which would be insane on my part lol.

 

Still happy though as this is my first co-branded credit card since I began my bankruptcy rebuild. Anybody have this card and can maybe weigh in on growth potential for this card?

Screenshot_20231219_112009_Samsung Internet.jpg

 

Starting Score: 570
Current Score: 643
Goal Score: 800


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22 REPLIES 22
M_Smart007
Legendary Contributor

Re: CABELA'S MC APPROVAL

Congratulations on your Approval 🎉

Message 2 of 23
JoeRockhead
Community Leader
Super Contributor

Re: CABELA'S MC APPROVAL

Congratulations on your Cabela's approval!

Message 3 of 23
gdale6
Moderator Emeritus

Re: CABELA'S MC APPROVAL

Grats on getting it out the door!!

Message 4 of 23
BigBS
Senior Contributor

Re: CABELA'S MC APPROVAL

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 23
PNWRambler
Frequent Contributor

Re: CABELA'S MC APPROVAL

Congrats on the approval! 

The APR only applies if you're carrying a balance month-to-month which isn't ideal.  If you PIF then the 32.24% won't affect you any.

Message 6 of 23
reluctantgarden
Frequent Contributor

Re: CABELA'S MC APPROVAL


@Legally_Speaking2512 wrote:

So I took a chance with the Cabela's Club MasterCard pre-approval link via Capital One, submitted some info, and was pre-approved. I continued on with the app and was approved for $300 SL. I was actually quite impressed with the APR at 9.99% for purchases through Cabela's/Bass Pro Shop. That would literally be the only places I would remotely attempt to use it because any other place would be at 32.24% which would be insane on my part lol.

 

Still happy though as this is my first co-branded credit card since I began my bankruptcy rebuild. Anybody have this card and can maybe weigh in on growth potential for this card?

Screenshot_20231219_112009_Samsung Internet.jpg

 


Congrats! The low APR at stores is interesting and I believe unique among COF co-brands; most are like the 5% discount I get at all Williams Sonoma brands on my Pottery Barn card. In terms of growth, it's looking like a six-month cycle for CLIs, but if you search on this forum you'll see some pretty good gains on the WS/PB cards.

Message 7 of 23
alextercero
Super Contributor

Re: CABELA'S MC APPROVAL

Congratulations on your Approval!

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 8 of 23
MartyWrite75
Valued Contributor

Re: CABELA'S MC APPROVAL

Nice! Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 9 of 23
NoMoreDebt
Senior Contributor

Re: CABELA'S MC APPROVAL

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 23
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