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CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!

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gdale6
Moderator Emeritus

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!


@BUN wrote:

I just got an upgrade to Quicksilver from Platinum, and am happy as a clam! It's our oldest card, and I am very humbly grateful that they took a chance on us. They even gave us a ridiculous  CLI to $5000! This is a card that began at $500!!! I have my gorgeous son on it, and THAT, my friend, is WHAT'S IN MY WALLET! A symbol of triumph and hard work. I am proud to have this card and to have it grow with me as my credit score grows. Smiley Very Happy


Nice, grats Smiley Happy

Message 11 of 19
BePositive
New Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!


@BUN wrote:

I just got an upgrade to Quicksilver from Platinum, and am happy as a clam! It's our oldest card, and I am very humbly grateful that they took a chance on us. They even gave us a ridiculous  CLI to $5000! This is a card that began at $500!!! I have my gorgeous son on it, and THAT, my friend, is WHAT'S IN MY WALLET! A symbol of triumph and hard work. I am proud to have this card and to have it grow with me as my credit score grows. Smiley Very Happy


Hey,

I noticed your score Nov 2013 ws high 500s and now is over 700, how did you do that so quickly?



Current Scores: EQ 680, TU 698, EX 698 - MyFico
Message 12 of 19
BUN
Established Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!

i had an identity theft issue which destroyed my credit accross all 3 CB's. Once I disputed all of someone else's baddies and some lates fell off from car payments in 2007, things started to improve quickly. I am still trying to GW the last of the lates because it's holding me back so much, my TU score not reporting the car at all is 760! Smiley SadNEVER be late!!!

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 13 of 19
BePositive
New Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!


@BUN wrote:

i had an identity theft issue which destroyed my credit accross all 3 CB's. Once I disputed all of someone else's baddies and some lates fell off from car payments in 2007, things started to improve quickly. I am still trying to GW the last of the lates because it's holding me back so much, my TU score not reporting the car at all is 760! Smiley SadNEVER be late!!!


Well congrats and good luck. I have a medical collection that only reports to EX but i'm making payments on and a car that I was a co-signor on that they started a charge off on but ended up being paid in full. I just sent them my 2nd goodwill but got a no the first time. Trying hard!! 



Current Scores: EQ 680, TU 698, EX 698 - MyFico
Message 14 of 19
B335is
Moderator Emeritus

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!

Congrats!!  The little card that could!  Love it Smiley Happy

Message 15 of 19
-Wade-
Valued Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!


@BUN wrote:

I just got an upgrade to Quicksilver from Platinum, and am happy as a clam! It's our oldest card, and I am very humbly grateful that they took a chance on us. They even gave us a ridiculous  CLI to $5000! This is a card that began at $500!!! I have my gorgeous son on it, and THAT, my friend, is WHAT'S IN MY WALLET! A symbol of triumph and hard work. I am proud to have this card and to have it grow with me as my credit score grows. Smiley Very Happy


Congrats on the PC Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 16 of 19
Florida1990
Frequent Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!

WOW Congrats.

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.
Message 17 of 19
BUN
Established Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!

I sent my first GW to Toyota Motor Credit, and haven't heard back yet. This whole rebuild process is all about trying hard, patience, persistence and gratitude it seems! We'll get there!

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 18 of 19
BUN
Established Contributor

Re: CAP ONE PRODUCT CHANGE UPGRADE APPROVAL!

Thanks! If the card could speak it would be saying " I think I can!" Smiley Very Happy

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 19 of 19
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