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CAP1 GMC WEMC

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Regular Contributor

CAP1 GMC WEMC

More data points for FORUM

 

I apologize for all my posts over the last 3 months if you feel I am bing excessive.

 

I post the good and the bad in my signature below.

 

I have been fortunate in life to give data points in the last 2 years that are accurate as I have memberships in FICO.

 

I like this CAP1 GMC WEMC. 5% back for GMC on first 5k spend and then 2% unlimited. You can use it on maitainence and such or for a vehicle purchase. I like GMC trucks so never a problem of using the rewards.

 

Saying that, I don't use the card much. Requested high CLI and was given 1k increase to 4k tonight. First ever increase.

 

Given my recent outstanding success with credit, CAP1 is a bit miffing.

 

YMMV

 

Peace all!

 

 

Signature as of 10/01/20. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=791 TU=790 EX=793
FICO 9 EQ=792 TU=791 EX=783
MORTGAGE SCORES EQ=759 TU=745 EX=770
AAoA=3Y7M AoOA=10Y6M AoYA=1M
VANTAGE SCORES EQ=814 TU=807 EX=799
BUSINESS CREDIT SCORES. Formed LLC 6/1/18.
EXPERIAN BUSINESS CREDIT SCORE=71 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210
HARD PULLS last 6 months EQ=0 TU=2 EX=2 ONE new account reporting.
HARD PULLS last 12 months EQ=2 TU=6 EX=7 ONE new account reporting.
HARD PULLS last 24 months EQ=3 TU=7 EX=8 TWO new accounts reporting.
INCOME=$365k as of 05/01/20 for income stated on applications. DTI=2.5% Business sales 170k monthly. Main Business and Personal Banking=CHASE
MORTGAGE=None
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI BEST BUY VISA=4k 11/17 CAP1 GMC MC=4K 12/17 AMEX BCP=6.8k 06/18 CITI COSTCO VISA=14.5k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20

BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=19.6k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=30k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=22.5k 02/20 CHASE INK PREFERRED=40k 07/20 AMEX BUSINESS GOLD=NPSL 09/20
Message 1 of 4
3 REPLIES 3
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Super Contributor

Re: CAP1 GMC WEMC

Congratulations on your CLI!
Message 2 of 4
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Moderator

Re: CAP1 GMC WEMC

Congrats on your increase! 

Got some pruning to do... No more new cards!
Message 3 of 4
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Epic Contributor

Re: CAP1 GMC WEMC

 

Congrats on yer CLI ..

 

Message 4 of 4
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