CC app spree before gardening :)

Vu · ‎10-14-2020

Apple Card - $1500

BoA Alaska - $6000

BT&T Spectrum Cash - $6500

NFCU Platinum - $23,000

PenFed Power Cash & Platinum Reward - $17,500 & $7,500

Going to garden for 24 months and try to get the CSP or CSR.

MartyWrite75 · ‎10-14-2020

Congratulations on your approvals! Nice overhaul!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

blindambition · ‎10-14-2020

Congrats on your approvals!! Put spend on your Apple and ask for CLI in three months. Low limits do grow!! 👍🏻

sxa001 · ‎10-14-2020

I would call that a successful app spree, especially those NFCU and PenFed limits! Congratulations!

Vu · ‎10-14-2020

@MartyWrite75 Thank you

@blindambition Thank you. Yes, will try to spend about 25% of the limit in the next 3 months and hope for a decent CLI.

@sxa001 Thank you, and yes, love NFCU and PenFed, they are so generous.

MyFault · ‎10-14-2020

Congrats on your approvals!

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Aim_High · ‎10-14-2020

@Vu wrote:
Apple Card - $1500
BoA Alaska - $6000
BT&T Spectrum Cash - $6500
NFCU Platinum - $23,000
PenFed Power Cash & Platinum Reward - $17,500 & $7,500
Going to garden for 24 months and try to get the CSP or CSR.

W H O A ! ! !

$62K in an app spree is a very nice haul, @Vu !

Congrats on that and enjoy all those new cards!

Especially nice limits from Navy Fed and PenFed!

Business Cards

Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.

Ficoproblems247 · ‎10-14-2020

@Vu wrote:
Apple Card - $1500
BoA Alaska - $6000
BT&T Spectrum Cash - $6500
NFCU Platinum - $23,000
PenFed Power Cash & Platinum Reward - $17,500 & $7,500

Going to garden for 24 months and try to get the CSP or CSR.

That right there would be a bold move in even the best of times! 6 for 6 in a pandemic is impressive! Awesome haul!

FICO 8 EX 836 EQ 838 TU 831
TCL $223,100

gdale6 · ‎10-14-2020

Pretty good haul there, congrats!!

Jnbmom · ‎10-14-2020

Congrats nicely done .

EXP 780 EQ 796 TU 810