Hey all,
The ball keeps on rolling, wanted to share with you all. Got another chase CLI. That's 4 in under 4 months all on my CFU. From 6k to 8k. Honestly have no idea how long this can keep up.
I included more info In my last post but I'll summarize here again.
125k income
pay in full every month with a minimum of 3 grand spend per month.
Fico scores are currently 745/695/696
Sweet and another big congrats! Enjoy 👍
What's the rest of your profile say? It is young yes? Which isn't a shock for 600s... do you have the MyFICO?
You have to tighten up the signature there... 🙃
Age of oldest account is 8 years and average age is 2.5 years, so yes fairly young.
my scores were all in the mid to high 700s but for some reason when I added my Amex I lost 45-78 points across the board and no one has been able to figure out why. So I'm not happy about that. if you are interested in trying to help me figure out why a single new account dropped my scores almost 80 points I'll be happy to give you more info.
Have you gotten or subscribed to the MyFICO ?
Yessir,
I have the monthly subscription so I get a score refresh every month. (I called my fico to see if they had any back end info that could help and they were laughably un informed about all things credit)
if you are interested in trying to help me figure out why a single new account dropped my scores almost 80 points I'll be happy to give you more info.
One too many food-related credit cards. Banks consider that higher risk.
@creditrizz wrote:
if you are interested in trying to help me figure out why a single new account dropped my scores almost 80 points I'll be happy to give you more info.
One too many food-related credit cards. Banks consider that higher risk.
Interesting observation. You're right. All of the cards have food related bonus rewards categories.
