@Epcot wrote:Interesting... I am looking at applying for the Disney Premier Visa in the next few months. (I apped in february but was denied, only reason given at recon was high util) Is Chase inq sensitive? What do they normally pull in FL?
I am also looking at applying for the walmart card and I am guessing I should app for Chase first, then walmart. I just brought down my util from 80% to under 30% and working on getting it into the teens before applying.
Her utilization was at 30% and she had a couple INQs
this is the response i got at around 11
Dear Creditnocash,
Thank you for taking the time to email us today.
I would like to clarify that periodically Chase reviews
accounts for eligibility for an automatic credit line
increase. An increase is granted when the card member
meets established criteria.
You may request to have the credit line increased at any
time. If you wish to request for a credit line increase, I
will be happy to process your request. In order to do so,
please reply to this email with the following information:
* Gross Annual Income (Alimony, child support or separate
maintenance income need not be revealed if you do not want
to consider these as a basis for repayment. Gross Annual
Income is income that you are able to use for repaying
your debts. Examples may include income earned from
salaries, investments, rental properties, Social Security
benefits and retirement accounts.)
* Total credit line you are requesting (Current credit
line plus amount of requested increase.)
By submitting a request for a credit line increase, you
authorize Chase to obtain a copy of your credit report,
credit bureau history and any other information in order
to determine if the request can be approved.
After your request has been processed, you will be
notified of the outcome via email.
If you have any further questions, please reply using the
Secure Message Center.
Thank you,
Rep
Customer Service Specialist
Insert 1800 Number here
Account is owned by Chase Bank USA, N.A. and may be
serviced by its affiliates.
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DO YOU KNOW AT CHASE ONLINE YOU CAN ....
- Gain instant access to view and download your credit
card information.
- See and pay your bill online
- Transfer balances
- Change your address and much more....
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Original Message Follows:
------------------------
hello. i was informed from a friend that there is a
feature that i could have enabled to have my account
reviewed every 6 months for a credit limit increase.
My chase freedom card is one of my lowest limits. i only
charge what i can that month on this card and all others
and pay in full as shown in my payment history. is there
someone i could contact to talk about this or have this
turned on?
edited out contact info and names per rules of forum.
