CITI Approval 0%, 21 months

Lucifer · ‎05-31-2022

Well, looks like I have to change my signature and start over. Grabbed a Citi card(a little Diamond Preferred action) for the 0%, 21 months offer. 15k limit. Not bad. First Citi card in a long time - they shut me down years ago even though I had been paying. It was 08 and I guess they thought my profile was too risky given all that was craching back then.

Happy Gardening Everyone!

Remember to stay liquid !

Stay Liquid My Friends...

Starting Score: F8 3xx
Current Score: F8 800+
Goal Score: F8 800

Take the myFICO Fitness Challenge

CreditMagic7 · ‎05-31-2022

Congratulations on your new Citi Card Approval w/0% 21 month term.

SUPERSQUID · ‎05-31-2022

CONGRATS!!!!!

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gdale6 · ‎05-31-2022

Grats on your new Citibank card

CreditAggie · ‎05-31-2022

Congratulations on your Citi approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

AverageJoesCredit · ‎05-31-2022

@Lucifer wrote:
Well, looks like I have to change my signature and start over. Grabbed a Citi card for the 0%, 21 months offer. 15k limit. Not bad. First Citi card in a long time - they shut me down years ago even though I had been paying. It was 08 and I guess they thought my profile was too risky given all that was craching back then.

Happy Gardening Everyone!

Remember to stay liquid !

Grats 😈

What card is this? That's a huge sl for Citi so I'm guessing they like you now

Danmae777 · ‎05-31-2022

Congratulations on your new approval

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657

kilroy8 · ‎05-31-2022

Simplicity or Diamond Preferred?

Anyway, congrats on free money for 21 months.

MartyWrite75 · ‎05-31-2022

Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

firefox100 · ‎05-31-2022

Congratulations enjoy it.