CITI Credit Line Increase

[FinStar]

---

@Anonymous wrote:

---

@Anonymous wrote:

Yes that's the same thing that happened to me but I would wait 6 months from today and ask again. I have 2 citi cards I request a CLI on have about 14k between them when I started it was 4k about 2 years ago

---

Citi is very much YMMV.   Some seem to get soft CLI, many of us don't.   However, by calling instead of doing it online, you can usually be told if a soft offer is available, and if there isn't, you can then decide, knowing it will be a HP.

---

+1

At the end of the day OP, you got the CLI.  So, lesson learned it could go either way depending on whether your account is elegible. 

[mnavas]

---

@FinStar wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Yes that's the same thing that happened to me but I would wait 6 months from today and ask again. I have 2 citi cards I request a CLI on have about 14k between them when I started it was 4k about 2 years ago

---

Citi is very much YMMV.   Some seem to get soft CLI, many of us don't.   However, by calling instead of doing it online, you can usually be told if a soft offer is available, and if there isn't, you can then decide, knowing it will be a HP.

---

+1

At the end of the day OP, you got the CLI.  So, lesson learned it could go either way depending on whether your account is elegible. 

---

Yeah i guess i'll call the next time i ask for a CLI for my  CITI card. The only problem i see about calling is that some CSRs are clueless  and don't really know the difference between HP and SP and they end up not giving a decent answer about it 

[Anonymous]

Unfortunately true. Clueless CSRs.

[alvon123]

congrats

[MsLadyRover]

Congratulations on your increase!

[FinStar]

---

@mnavas wrote:

---

@FinStar wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Yes that's the same thing that happened to me but I would wait 6 months from today and ask again. I have 2 citi cards I request a CLI on have about 14k between them when I started it was 4k about 2 years ago

---

Citi is very much YMMV.   Some seem to get soft CLI, many of us don't.   However, by calling instead of doing it online, you can usually be told if a soft offer is available, and if there isn't, you can then decide, knowing it will be a HP.

---

+1

At the end of the day OP, you got the CLI.  So, lesson learned it could go either way depending on whether your account is elegible. 

---

Yeah i guess i'll call the next time i ask for a CLI for my  CITI card. The only problem i see about calling is that some CSRs are clueless  and don't really know the difference between HP and SP and they end up not giving a decent answer about it 

---

While some folks can better results going this route, it is true that some CSRs may not be as knowledgeable in this area.  However, just expect it to be HP, and if you qualify for SP, then great.

[Anonymous]

Did two CLI's with Citi in October 2013 using the CSR route and soft pulls with approved CLI's. My third account the CSR informed me that it would require a hard pull and a manual review which I declined. So some CSR do get it.

[efranklin23]

Congrats on the CLI

[Anonymous]

Just tried for CLI on Citi AA, but was instantly denied.  My util is about 40%.  Fakos are 721 on CCT.  How long before I can try again?