CLI LUV All Around!

0REDSOX7 · ‎10-02-2018

Decided to hit the LUV button accross multiple cards in my portfolio today...

1) Discover - went from 12,500 to 16,500 - no hard pull (I will say, Discover's website is by far the best for CLIs)

2) FNB Omaha (Jeep FCA Card) - went from 2,100 to 4,600 - no hard pull (had to call, as website wanted a hard pull).

3) BarclaysCard US - went from 14,400 to 16,600 - no hard pull (via website)

So, overall, went up 8,700 in total credit today - all without a hard pull. That puts my total issued credit to $97,500 - so close to $100,000 (which is my year end goal).

All this four years post chapter 7 discharge. Not too shabby!!!

BK Discharge 2/11/14

Currently in the garden.

Anonymous · ‎10-02-2018

Congratulations! Great job!

Streetervillelady · ‎10-02-2018

Congratulations!

19eighty5 · ‎10-02-2018

Congratulations on all the CLI love!!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

CH-7-Mission-Accomplished · ‎10-02-2018

Congrats! My BK 7 was discharged three months prior to yours. We are both doing well. Quick question: Can I confirm that that Barclay's CLI did not require an HP? In the past I have always gotten an HP when requesting a CLI through the Barclay's website. I was once able to get a CLI by calling in and asking if I qualified for a lower APR, and "oh, BTW, am I eligible for a SP CLI?" I read on here that that latter method no longer works ....

Thanks!