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CLI Maxxing

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northway
Frequent Contributor

CLI Maxxing

Decided to do another round of CLIs for this year:

 

Alliant Credit Card - 20k -> 30k

BCU Credit Card - 60k -> 100k

BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k

Citizens Credit Card- 25k -> 50k

FHB CCs (2) - 15k -> 25k

UBS Credit Card - 70k -> 100k

WSECU Credit Card - 20k -> 30k


Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.

Personal Cards:
Message 1 of 14
13 REPLIES 13
pizzadude
Credit Mentor

Re: CLI Maxxing

Congrats on the CLI spree, those are some large limits Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 14
Rdbeetle
Valued Contributor

Re: CLI Maxxing

Congrats on your successful CLI spree!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 3 of 14
Janneman
Valued Contributor

Re: CLI Maxxing


@northway wrote:

Decided to do another round of CLIs for this year:

 

Alliant Credit Card - 20k -> 30k

BCU Credit Card - 60k -> 100k

BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k

Citizens Credit Card- 25k -> 50k

FHB CCs (2) - 15k -> 25k

UBS Credit Card - 70k -> 100k

WSECU Credit Card - 20k -> 30k


Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.


Do you mind to let us know which of them were thru SP and which did HP for? Tnx

Message 4 of 14
CreditCuriosity
Moderator Emeritus

Re: CLI Maxxing

Congrats BCU really has no limit on their cards as friend is > 100k a very high earner.  Have also had many high end auto loans from them multiple lambos, Ferraris, etc.  They are his goto for auto loans and don't even quetion him anymore just has a private person he works with and asks how much he wants no POI and poof check is cut.

 

Nice rounds of CLI's!

Message 5 of 14
cashorcharge
Community Leader
Super Contributor

Re: CLI Maxxing

WOOHOO!! Congratulations on all your Approvals!!👏🏼🍾🥂

Message 6 of 14
DONZI
Established Contributor

Re: CLI Maxxing

Contratuations!

 

Goodness, 60+ cards by my count before my eyes crossed!

 

I'm thinking about ending my Synovus TR Visa.. Have you any info that may clarify the somewhat vague bonus category options?

EG: healthcare.. drugs and/or drugstores, med supply (crutches, wheelchairs, etc) stores? ..doctors, vets and hospitals?

 

I've had it set for utilities almost from the start. Alas, the bills I used that card for have added fees, with some now at a loss paid with a x3 anything now. Smiley Frustrated

2014 credit2020 credit2021 credit2023 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
[2026-03-13]=[EQ8|???]-[TU8|798]-[EX8|???]
[2026-04-30]=[EQ8|???]-[TU8|???]-[EX8|803]
Message 7 of 14
Copenix
Frequent Contributor

Re: CLI Maxxing

Very good run - congrats on all your CLIs.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 8 of 14
bigpoppa09
Valued Contributor

Re: CLI Maxxing


@northway wrote:

Decided to do another round of CLIs for this year:

 

Alliant Credit Card - 20k -> 30k

BCU Credit Card - 60k -> 100k

BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k

Citizens Credit Card- 25k -> 50k

FHB CCs (2) - 15k -> 25k

UBS Credit Card - 70k -> 100k

WSECU Credit Card - 20k -> 30k


Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.


LMY will not hold u back if the rest of your profile supports it i joined 2 Years through LMY and i have $60K in unsecured credit with them and a auto loan.     Congrats

Message 9 of 14
coreyb80
Super Contributor

Re: CLI Maxxing

Congrats on the increases, all great limits!!

Message 10 of 14
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