Could have asked for up to $10K I think, but with the banks on a rampage to trim credit lines & close accounts lately, I feel reluctant to ask for a 5 figure limit.
More DPs related to my Synchrony Bank/Paypal Cashback MC card...
| Date | Request
| Approved
| Score | Credit Line |
| DEC '19 | new account | yes | F-8 747 | $2,500 |
| *APR '20 | CLI request +3500 | yes/3500 | V4 720 | $6,000 |
| JUL '20 | CLI request +2000 | yes/2000 | V4 761 | $8,000 |
*Luv button appears
PS: some suggest Synchrony Bank is using Vantage 4 scores to evaluate CLI requests, but I'm not sure.
@Meanmchine
confirms that Sync is using Vantage 4 scores:
"Credit Solution when I got my last CLI, told me they weren't using F8 anymore"
Credit Profile (AUG 2025)
F8 EX 802 EQ 812, TU 813, F8 BC EX 830, EQ BC 835, F9 EX 812
TCL: $159,400, reporting available: $154,459
cc utilization: 3%, auto loan: $3641/$6850
AoOA 7Y 4M, AAoA 4Y 2M, AoYA 1Y 1M
new cc accounts 2/24, 0/12, 0/6, 0/3, INQs 12 months EX 0, EQ 0, TU 0
Personal Cards (17)
US Bank/Elan - Fidelity Visa Sig, Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR,
American Express BCP+CM, GS Apple Card (MC), PenFed PC Rewards, Truist Future, Citibank DoubleCash,
Discover IT + BT,Regions Cash Rewards, Wells Fargo AC, CapOne QS (x2), Synchrony PPMC +
Closed (1): Synchony Amazon Prime
Business Cards (1)
American Express BBC
BOOM! congrats on the CLI!
